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PayPal: PayPal Credit reviews

4.90
Based on 104,268 reviews, last reviewed 11th May 2026
2465450% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple easy to use ,payment mechanism works for me Simple easy to use ,payment mechanism works for me Reviewed on: 11th May 2026
Terry C's avatar
Terry C

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104268)

Paypal experience

5
I have used PayPal for years it's a great service and if I have problems with an order if it goes missing or something I always get my money back Reviewed on: 22nd May 2024

My go-to payment option

5
Easy way to pay for basically anything, anywhere! Reviewed on: 22nd May 2024

Really easy and quick service, never have any proble...

5
Really easy and quick service, never have any problem with it. Recommending everyone for small porches. Reviewed on: 22nd May 2024

So easy to use and really put your mind at ease if a...

5
So easy to use and really put your mind at ease if anything goes wrong they have you covered amazing Reviewed on: 22nd May 2024

Very useful and efficient.

4
Very useful and efficient. Credit card is affordable and easy to use whenever needed . Convenient Reviewed on: 22nd May 2024

Secure and efficient

5
PayPal has always been my preferred method of payment due to security and money back guarantee. It is so efficient. Reviewed on: 22nd May 2024

Quick efficient, great 0%interest deals, good custom...

4
Quick efficient, great 0%interest deals, good customer service, reliable service Reviewed on: 22nd May 2024

My credit Pal

5
So far I can't complain about the service because I'm using it for years I never had problems big help for everyday needs really good I truly believe the make the difference in my life Reviewed on: 22nd May 2024

Prompt credit

5
At a time when it was difficult to access credit above 500, PayPal offered me more Reviewed on: 22nd May 2024

Fantastic customer service

5
I was struggling to update my address and in turn this was refusing payments on my account. I rang customer service and the advisor was more than helpful. They guided me through the stages and was able to resolve the issue. Fantastic customer service! Reviewed on: 22nd May 2024

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