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PayPal: PayPal Credit reviews

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4.90
Based on 104,324 reviews, last reviewed 11th May 2026
2468150% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Were helpful in helping me manage my account Were helpful in helping me manage my account Reviewed on: 11th May 2026
Debbie E's avatar
Debbie E

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104324)

Excellent customer service

5
Every time I ring customer service the agents are so helpful, professional & knowledgeable, also, the App is great and very easy to find your way around, would definitely recommend Reviewed on: 22nd May 2024
Marcelle H's avatar
Marcelle H

PayPal has been a great service provider from day on...

5
PayPal has been a great service provider from day one since I opened my account Reviewed on: 22nd May 2024
Carlos R's avatar
Carlos R

Quick communication , useful when times are hard.

5
Quick communication , useful when times are hard. Reviewed on: 22nd May 2024
Cham's avatar
Cham

Great rates.

5
Great rates.. quick payments and credit rates increased on regular basis Reviewed on: 22nd May 2024
Rosie n's avatar
Rosie n

Fees are high, but easy to pay back

5
Fees are high, but easy to pay back interest and easy to adjust payments. Reviewed on: 22nd May 2024
Joe K's avatar
Joe K

PayPal credit is a game changer

5
PayPal credit is a game changer for spreading out the cost of larger purchases. The 4-month interest-free credit on purchases over £100 makes for a manageable solution that defers payment without encouraging over-exuberant spending. Reviewed on: 22nd May 2024
Alex N's avatar
Alex N

Great service and easy to navigate

5
I've been using PayPal for over 12 months now. The app is easy to use, any interaction and communication with customer service has been positive and helpful. Rates have been sensible. I would recommend the credit facility. Reviewed on: 22nd May 2024
Steve s's avatar
Steve s

Love interest free credit options

5
Love interest free credit options it's helps so much with family expenses Reviewed on: 22nd May 2024
Mr M's avatar
Mr M

It’s all in the name. Pay is your Pal

5
PayPal credit is the new dawn. User friendly and excellent way to track one’s spending.. also a great credit builder. Highly recommend. Reviewed on: 22nd May 2024
Genevieve H's avatar
Genevieve H

Paypal is extremely useful.

4
Paypal and paypal credit have been very useful to me and I will continue to use it. My only downside was an incorrect decision made by paypal in a dispute with a retailer. I had to pay for a item that I never received!! Reviewed on: 22nd May 2024
Terry's avatar
Terry

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