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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181070)

Easy to understand great

5
Easy to understand and navigate, different buying choice and pay back choices Reviewed on: 25th April 2026

Always efficient and reliable.

5
Always efficient and reliable. No problems encountered. Perfectly safe as a purchasing tool. Great service. Good credit deal when you need that. Reviewed on: 25th April 2026

Very Good

5
Very good and trustworthy ….. truly recommend Reviewed on: 25th April 2026

PayPal: Perfect App

5
Easy to use and simple financing. Reviewed on: 25th April 2026

Positive Review for PayPal

5
Pay Pal credit card helped when I had unexpected bills to pay, I could use it to pay unexpected payments easily and I am able to pay it back affordably every month Reviewed on: 25th April 2026

Fantastic, convenient and easy to use.

5
Fantastic, convenient and easy to use. Reviewed on: 25th April 2026

Great service.

4
Great service. Like the buy now pay in installments. Reviewed on: 25th April 2026

Easy to use.

5
Easy to use. Plain English. Lots of choice. Building my financial score back up. Reviewed on: 25th April 2026

Very helpful money transaction.

5
Very helpful money transaction. . Also very secure account Reviewed on: 25th April 2026

I always fine it so easy to shop with paypal.

5
I always fine it so easy to shop with paypal. I have option of different payment methods which makes iver convenient to shop and not sworry about spending alot in one go. Reviewed on: 25th April 2026

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