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PayPal: PayPal Credit reviews

4.90
Based on 104,432 reviews, last reviewed 11th May 2026
2473000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, safe and great service! Always found PayPal easy to use, safe, value for money, and supported by a good customer service team. Reviewed on: 11th May 2026
Andrew F's avatar
Andrew F

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104432)

When I've had trouble with vendors

5
When I've had trouble off. Some vendors PayPal has sorted it out straight. That Why I Have rated them highly Reviewed on: 22nd May 2024

Very responsive and accomodating

5
Very responsive and accomodating Reviewed on: 22nd May 2024

Just simple easy to understand and use really good f...

5
Just simple easy to understand and use really good for budget and purchases Reviewed on: 22nd May 2024

Not just for eBay!

5
Pay in three and PayPal credit have made it easier to purchase items online without the expense of credit card charges. Obviously this requires you to pay on time but it's easily managed with plenty of warnings before payments come off. Reviewed on: 22nd May 2024

Working with PayPal is easy but because it supports...

5
Working with PayPal is easy but because it supports a limited number of shopping I cannot use it always Reviewed on: 22nd May 2024

Chintan desai

5
Great service fast service and excellent customer support Reviewed on: 22nd May 2024

Quick and eas to use.

5
Quick and eas to use. Clearly explained. Reviewed on: 22nd May 2024

The ease of use is exceptional

5
The ease of use is exceptional, especially with the paypal app everything is set out perfectly. Reviewed on: 22nd May 2024

Quick and easy to use app really helps here because...

5
Quick and easy to use app really helps here because applications for credit are really quick and easy too! Never had any issues with PayPal credit but I'm sure customer services are great. Reviewed on: 22nd May 2024

Very helpful and quick to respond if you have any qu...

5
Very helpful and quick to respond if you have any queries or problems when you have a dispute Reviewed on: 22nd May 2024

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