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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181071)

Smart way!

5
Gives you more time to pay on time while enjoying what you want to buy.. Reviewed on: 25th April 2026

I like PayPal credit

5
I like PayPal credit as it gives you 4 months interest free. I think it should be more than 4 months for those who have been using PayPal credit for over a year or so. Maybe 6-12 months. Reviewed on: 25th April 2026

Always had a good experience with PayPal credit.

5
Always had a good experience with PayPal credit. Easy to use and manage, and if I’ve ever needed help the customer service has been excellent. Reviewed on: 25th April 2026

User friendly and secure

5
User friendly and secure, accepted everywhere and very very handy. Reviewed on: 25th April 2026

I am so pleased about the payment

5
I am so pleased about the payment Reviewed on: 25th April 2026

Good value for money and very secure.

4
Good value for money and very secure. Reviewed on: 25th April 2026

Excellent so far Best in the game

5
Excellent service, and great customer service Reviewed on: 25th April 2026

Protection

5
Clear and easy to keep track of your payments and when you are due to pay each month. I trust Pay Pal credit to protect my purchases especially on expensive products. Reviewed on: 25th April 2026

PayPal is excellent for getting your finances manage...

5
PayPal is excellent for getting your finances management in place easy to navigate and each is instantly done. Reviewed on: 25th April 2026

Howells 33

5
PayPal credit is amazing, it allows you to spend and then pay off when you get paid Reviewed on: 25th April 2026

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