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PayPal: PayPal Credit reviews

4.90
Based on 104,504 reviews, last reviewed 11th May 2026
2476100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Piece of mind I've been using PayPal for quite a few years, it's so easy to use, and gives me piece of mind when buying on line Reviewed on: 11th May 2026
MRS L's avatar
MRS L

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104504)

Anything and everything I need to pay for via PayPal...

5
Anything and everything I need to pay for via PayPal is always extremely easy. Love it. Never had any problems when being reimbursed wish I could pay for more things via PayPal such as flights and fuel. Reviewed on: 22nd May 2024

Allows me spread larger payments often interest free

5
Allows me spread larger payments often interest free Reviewed on: 22nd May 2024

Excellent Service Support

5
I was optimistic taking Credit from PayPal, since I had a terrible experience in the past via Ebay sales. My PayPal account was hacked. Now, I'm glad I made the choice as PayPal services are way beyond improved! I'm having a great support throughout! Reviewed on: 22nd May 2024

PayPal? fantastic for paying your pals

5
Fantastic , quick response. Really put my mind at ease over the issue I was having Reviewed on: 22nd May 2024

Love using pay in 4 and 12 months with some...

5
Love using pay in 4 and 12 months with some retailers Reviewed on: 22nd May 2024

I love that you can pay in 3.

5
I love that you can pay in 3. And also spread the cost. Reviewed on: 22nd May 2024

Smooth convenient transactions

5
I hope I'm not tempting fate but always had smooth convenient transactions. The credit is helpful too. Reviewed on: 22nd May 2024

PayPal credit has provided me with a nice easy repay...

5
PayPal credit has provided me with a nice easy repayable option for making changes to my home, and being able to provide nice living area for my daughter with reasonable pay back times Reviewed on: 22nd May 2024

Paypal credit is quick, secure and always feel confi...

5
Paypal credit is quick, secure and always feel confident when using it. Customer Service second to none. Easily contactable unlike some big companies. Reviewed on: 22nd May 2024

If I get any issues always get sorted, pleased with...

5
If I get any issues always get sorted, pleased with service Reviewed on: 22nd May 2024

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