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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181072)

Howells 33

5
PayPal credit is amazing, it allows you to spend and then pay off when you get paid Reviewed on: 25th April 2026

I am using my PayPal account I am happy to do smothe...

5
I am using my PayPal account I am happy to do smother transactions easily payments Reviewed on: 25th April 2026

Excellent service..

5
You have always managed to sort any issues I've had when calling Reviewed on: 25th April 2026

Excellent service

5
I'm with PayPal from long time.PayPal credit is very easy to use I strongly recommend it. Reviewed on: 25th April 2026

Easy to use for contactless payments

5
Easy to use for contactless payments Reviewed on: 25th April 2026

very easy to use, great service , great new future t...

5
very easy to use, great service , great new future to track your deliveries, always helpful to use 3 times payment Reviewed on: 25th April 2026

I've been with paypal for years, always provided a g...

5
I've been with paypal for years, always provided a great service and their customer service has been great in resolving any issues Reviewed on: 25th April 2026

Easy to use, ease of transaction, app easy to use as...

5
Easy to use, ease of transaction, app easy to use as well, transactions easy to find Reviewed on: 25th April 2026

Always had great service, and when had problems the...

5
Always had great service, and when had problems the customer service team have delivered fantastically Reviewed on: 25th April 2026

So useful and easy!

5
PayPal Credit is a gerat service, easy to use and good value compared to other credit services. Reviewed on: 25th April 2026

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