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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104560 reviews)

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4.90

Based on 104,560 reviews, last reviewed 11th May 2026

2478700% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104560)

Easy to use, been using for a number of years

Easy to use, been using for a number of years Reviewed on: 22nd May 2024

I'm using PayPal long time .

I'm using PayPal long time . Nearly 15 years .Really happy with everything .Most happy for 3 payment idea . Reviewed on: 22nd May 2024

It is easy to pay with and secure.

It is easy to pay with and secure. Repayments are not high. Reviewed on: 22nd May 2024

Helpful credit

Great for short term purchase. With 4 months to pay off before interest on £99 or over. Very helpful when money is tight that month Reviewed on: 22nd May 2024

My preferred method for online payments!

I use PayPal credit for a lot of online transactions. It’s easy, Safe to use and makes me feel at ease when I see it at checkout! Reviewed on: 22nd May 2024

I like using Paypal credit because it is secure

I like using Paypal credit because it is safe and secure, I trust Paypal to protect me on third party sites. I appreciate that most retailers offer 4 months interest free, I also find paypal credit useful for returning goods and getting refunded before I need to pay each month. Reviewed on: 22nd May 2024

Always had good experience with PayPal.

Always had good experience with PayPal. Reviewed on: 22nd May 2024

Paypal for personal use everyday

Paypal are always there for me when I need them. They are good for providing instant credit when I need them for buying the goods and services I need for every day life when cash is short before the next payday. Reviewed on: 22nd May 2024

Easy and fair.

Easy and fair. Good service. Highly recommended. Reviewed on: 22nd May 2024

Very good experience by using paypal account

Very good experience by using paypal account Reviewed on: 22nd May 2024

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