Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181072 reviews)

View other PayPal products

4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181072)

The app is easy to use and getting statements and no...

The app is easy to use and getting statements and notifications helps keep you aware of where you are Reviewed on: 25th April 2026

The card is so easy to use anyway

The card is so easy to use anyway Reviewed on: 25th April 2026

Worry free payment method

Safe secure worry free payment method Reviewed on: 25th April 2026

Credit/Debit card review

I have used PayPal for years and finally received both debit card and credit card which gives me peace of mind knowing it is there for those emergencies when they crop up. I have always had good service with PayPal. Reviewed on: 25th April 2026

piece of mind

it’s just a trusted site you see paypal and your financial worries just drift away .you know any purchase is 100% covered piece of mind is a great thing in this day and age Reviewed on: 25th April 2026

Simplistic

Simple to use, app easy to install. Accepted by most retailers Reviewed on: 25th April 2026

An alternative way of reliable of paying

Customer service excellent! The 3 ways of paying very helpful. The secure way of paying help relieve anxieties against possible fraud.Generally find PayPal a good option! thank you Reviewed on: 25th April 2026

Customer service is time consuming

Customer service is time consuming Reviewed on: 25th April 2026

The best when it comes to transactional efficiency.

The best when it comes to transactional efficiency. Easy and smooth when accessing the funds. Reviewed on: 25th April 2026

Thanks PayPal

PayPal gave me a credit card when no other bank would as I work part time. It helps when you're a parent Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101240 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub