Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,655 reviews, last reviewed 11th May 2026
2483100% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal a safe way to and easy to use. PayPal a safe way to and easy to use. Reviewed on: 11th May 2026
Lynnette Shepherd Kingdon's avatar
Lynnette Shepherd Kingdon

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104655)

Never had any issues.

5
Never had any issues. Simple to use and helpful customer service. Reviewed on: 22nd May 2024
Natalie B's avatar
Natalie B

Great experience

5
Never had an issue use them to pay for everything I order online would like it if Amazon could use paypal Reviewed on: 22nd May 2024
Lorin Q's avatar
Lorin Q

I find it simplifies online transactions.

5
I find it simplifies online transactions. Any information I've needed is easily found Reviewed on: 22nd May 2024
James B's avatar
James B

Great safe way of paying , and PayPal credit is exce...

5
Great safe way of paying , and PayPal credit is excellent at spreading out purchases over 4 months interest free Reviewed on: 22nd May 2024
Kenneth j's avatar
Kenneth j

PayPal credit - 10/10

5
I have used PayPal credit for a while and love that fact you can get 4 months interest free Reviewed on: 22nd May 2024
Ella's avatar
Ella

Very simple and clear to use and see what's been...

5
Very simple and clear to use and see what's been spent Reviewed on: 22nd May 2024
Wayne W's avatar
Wayne W

easy to set up

5
easy to set up and nice that it’s 0% for a couple months Reviewed on: 22nd May 2024
aj's avatar
aj

Easy to use and good value for money, available in a...

5
Easy to use and good value for money, available in a number of places Reviewed on: 22nd May 2024
Barry A's avatar
Barry A

Whole process is easy.

5
Whole process is easy. Applying and managing overview of how it works and how to pay back Reviewed on: 22nd May 2024
Andre O's avatar
Andre O

It's easy and convinent, gives plenty of freedom for...

5
It's easy and convinent, gives plenty of freedom for using in easy installment plan especially with zero percent markup. It's superb and safe. Reviewed on: 22nd May 2024
Usman A's avatar
Usman A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill