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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

The best when it comes to transactional efficiency.

5
The best when it comes to transactional efficiency. Easy and smooth when accessing the funds. Reviewed on: 25th April 2026

Thanks PayPal

5
PayPal gave me a credit card when no other bank would as I work part time. It helps when you're a parent Reviewed on: 25th April 2026

Very good as always, do me shopping with Paypal

5
Very good as always, do me shopping with Paypal Reviewed on: 25th April 2026

Easy to apply for pay in 3 and low repayments

5
Easy to apply for pay in 3 and payments on paypal credit are low. Reviewed on: 25th April 2026

Great flexible products with excellent service

5
Superb customer service whenever I’ve needed to speak to a member of the team. Reviewed on: 25th April 2026

Very good , I suggested to everyone

5
Very good , I suggested to everyone Reviewed on: 25th April 2026

Top tier service

5
Top tier service and easy acess to online assistance Reviewed on: 25th April 2026

Excellent secured and customer services qurantee

5
Secured and bought with confidence Reviewed on: 25th April 2026

easy to apply for and use,problems are solved quite...

5
easy to apply for and use,problems are solved quite quickly with ease,payments can be structured and paid for over 3 to 4 months for free,or you can apply for a debit card and pay via your own account.Also now you get a points reward for real money just for doing what you go anyway. Reviewed on: 25th April 2026

It's seamless, easy to use and helps you manage payment

5
It's seamless, easy to use and helps you manage payment Reviewed on: 25th April 2026

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