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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

Easy to apply and provided money when I needed

It was easy to apply and provided money when I needed it. Can't rate the experience any higher! Thankyou PayPal. Reviewed on: 25th April 2026

Easy to use but could be clearer

I found PayPal Credit easy to use and quick to set up. Payments go through smoothly, but sometimes the terms and interest details are not very clear. Overall a good option, but could be more transparent. Reviewed on: 25th April 2026

It's there when you really need it

It's easy to use and it has saved me when I needed a last minute plane ticket purchase t attend a family funeral. Reviewed on: 25th April 2026

In general my experience has been good.

In general my experience has been good. Although they blocked a payment even after I confirmed it was me using the card. Reviewed on: 25th April 2026

Flag your concerns immediately

Ive never been disappointed with paypals service from using my PayPal to getting help from customer service ,I flagged a company up for taking money from my account recently that I had not given my consent , paypal immediately stopped this and the money returned to me . Reviewed on: 25th April 2026

Paypal has been a great choice for credit as it has...

Paypal has been a great choice for credit as it has brilliant customer service. Reviewed on: 25th April 2026

Easy to apply for credit.

Easy to apply for credit. Streamlined to allow you to see and manage account all within the PayPal app. Multiple options for making payments. Good options for spreading the cost of your purchases. Flexible spending to meet my needs. Reviewed on: 25th April 2026

Easy to use.

Easy to use. Always great communication. Reviewed on: 25th April 2026

Peters qa

Great service the app can be a problem at times it thinks I’m someone else Reviewed on: 25th April 2026

Invaluable service, highly recommend

Invaluable service, highly recommend Reviewed on: 25th April 2026

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