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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,068 reviews, last reviewed 28th Jul 2026

136% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

The 4 months no interest on PayPal credit is a great...

The 4 months no interest on PayPal credit is a great feature. It allows me to make purchases on bigger items that I can then pay off later. I use PayPal credit all the time. Reviewed on: 25th April 2026

I am happy with everything, for all this function an...

I am happy with everything, for all this function and quick payments. Reviewed on: 25th April 2026

Great product and customer service

Great product and customer service Reviewed on: 25th April 2026

.happy shoper. thanks

i have never had a problem with paypal and when it comes to refund,s have never had a problem to can use on ton,s of applications to make a payment. Reviewed on: 25th April 2026

Sterling service

Telephone customer service is always excellent. I am a pensioners on a fixed income with a tight budget. Whenever l ring pp with a query the response from the agent always is polite and helpful I will always use paypal for any of my purchases online as l have every confidence in their security. Reviewed on: 25th April 2026

Paypal helps me keep my spending in check

I feel safe using PayPal. The app is very clear showing me what I have spent, I know where I am with my money . Reviewed on: 25th April 2026

I think paypal 24 months 0% interest is then best th...

I think paypal 24 months 0% interest is then best thing on the market today its so easy to set up and very flexible makes getting big purchases so much easier Reviewed on: 25th April 2026

I have found PayPal Credit to be a very convenient.

I have found PayPal Credit to be a very convenient and straightforward way to manage purchases. The process is simple to use, and everything is clearly laid out, which makes it easy to keep track of spending and repayments. What stands out most is how manageable it feels. There is no unnecessary complexity, and it integrates smoothly with purchases, making transactions quick and hassle-free. Overall, my experience has been very positive, and I would recommend it to anyone looking for an easy-to-use payment option. Reviewed on: 25th April 2026

I’ve used PayPal credit really flexibly for the past...

I’ve used PayPal credit really flexibly for the past few months and I think it’s a brilliant digital platform Reviewed on: 25th April 2026

Very easy, convenient and great for those special pu...

Very easy, convenient and great for those special purchases that you may not be able to afford upfront Reviewed on: 25th April 2026

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