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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

PayPal is one of the most convenient and secure onli...

PayPal is one of the most convenient and secure online payment methods available. It’s very easy to use, and transactions are processed quickly, making it a great option for international payments. The only downside is that the fees can sometimes be a bit high, but overall it’s a reliable and practical service. Reviewed on: 25th April 2026

Fast and easy to get

Fast and easy to get and use. Very handy Reviewed on: 25th April 2026

Great to spread cost into manageable payments

I really appreciate that I can spread the cost of larger purchases into manageable installments for both services (invoice payments) and products (online store purchases). The recent addition of the physical bank card is also a big plus. That said, I think it is important to carefully plan repayments so that you don't find yourself going over the interest free period as things can get expensive then. Overall, if you plan carefully and pay on time, PayPal Credit is a great help to spread cost over a few months and be able to do so without paying interest. Reviewed on: 25th April 2026

Excellent

Excellent and easy to use with paypal Reviewed on: 25th April 2026

PayPal Credit was easy to use, with flexible payment...

PayPal Credit was easy to use, with flexible payments, clear terms, quick approval, and smooth checkout—helpful for spreading costs and managing larger purchases confidently. Reviewed on: 25th April 2026

Clear options and good app to manage payments etc

Clear options and good app to manage payments etc Reviewed on: 25th April 2026

It is effortless, quick, efficient and most of all I...

It is effortless, quick, efficient and most of all I feel safe using PayPal for financial transactions. Reviewed on: 25th April 2026

Easy manageable credit with easy ways to make paymen...

Easy manageable credit with easy ways to make payments and multiple credit options like Pay in 3 or interest free periods promotions. There is also the option to have a virtual or physical card for your account. Reviewed on: 25th April 2026

Any problem i have encountered has been dealt with s...

Any problem i have encountered has been dealt with strait away Reviewed on: 25th April 2026

Good communication and easy transactions.

Good communication and easy transactions. Reviewed on: 25th April 2026

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