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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181074)

2Easy to use

5
Easy to use across many platforms Reviewed on: 25th April 2026

Safe and reliable

5
Easy to use and lots of options to choose from. Safe and reliable Reviewed on: 25th April 2026

and website easy to navigate and service good

5
Good service and easy to use....Website clear and concise Reviewed on: 25th April 2026

Easy, simple and cost effective.

5
Easy, simple and cost effective. What is there not to like? The app is great, the interest rates offered are top notch and the customer support is excellent should you ever need to contact them. I'd use paypal for everything if I could. Reviewed on: 25th April 2026

Useful and easy to use.

5
Useful and easy to use. I do recommend and I'm very happy it is constantly improving Reviewed on: 25th April 2026

Always use paypal for shopping for expensive items

5
Always use paypal for shopping for expensive items it is so simple and easy especialy if you use paypal credit Reviewed on: 25th April 2026

Good app paypal is good very helpful

5
Good app paypal is good very helpful Reviewed on: 25th April 2026

Very handy

5
Very handy if you are short for something, had no problems setting up PayPal Credit, customer support and services are on point if theres any issues Reviewed on: 25th April 2026

All finance should be as easy and convenient as this

5
All finance should be as easy and convenient as this Reviewed on: 25th April 2026

Pay Pal is a real friend.

5
Quick and efficient service with everything. Very clear instructions, quick answers and action. Reviewed on: 25th April 2026

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