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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104722 reviews)

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4.90

Based on 104,722 reviews, last reviewed 12th May 2026

2486250% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have so far had a good experience I have so far had a good experience Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104722)

I have been a paypal credit user, for several years...

I have been a paypal credit user, for several years now. I find the service easy to use, reliable and transparent. It comes in handy to pay for larger purchases over time with no interest. As well as smaller purchases at competitive rates. Reviewed on: 22nd May 2024

Hassle Free & Easy

Easy to use, and no problems. Cannot fault them. Reviewed on: 22nd May 2024

Paypal have always been a great credit provider to me

Paypal have always been a great credit provider to me Reviewed on: 22nd May 2024

Always happy to help never have a problem

Always happy to help never have a problem Reviewed on: 22nd May 2024

Equivalent to credit card, easy to use

Equivalent to credit card, easy to use Reviewed on: 22nd May 2024

Quick and easy

Simple, easy to use on a variety of online shops Reviewed on: 22nd May 2024

Simple credit

It’s easy to use and offered with most retailers Reviewed on: 22nd May 2024

I love using PayPal used easy no problems really goo...

I love using PayPal used easy no problems really good app and safe to pay for products Reviewed on: 22nd May 2024

Paypal is very simple and easy to navigate and pay w...

Paypal is very simple and easy to navigate and pay with it. I love that it is very simple and on point. Reviewed on: 22nd May 2024

PayPal is excellent

PayPal is excellent I currently use it for credit purchases and it’s easy and very user friendly Reviewed on: 22nd May 2024

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