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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181074)

Easy to use, easy to make a payment.

Easy to use, easy to make a payment. I would recommend to friends without hesitation. Reviewed on: 25th April 2026

No buyer protection anymore

Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so no buyer protection so now I have to pay off the amount in PayPal which they are charging me interest on once paid off will be closing my account as don't feel like it's safe anymore to use PayPal Reviewed on: 25th April 2026

It's my goto choice ..

It's my goto choice when making a purchase gives me piece of mind that I have great backup Reviewed on: 25th April 2026

Helpful and sort my issue with a payment problem

Helpful and sort my issue with a payment problem Reviewed on: 25th April 2026

I use PayPal to pay when I don't need to setup an ac...

I use PayPal to pay when I don't need to setup an account on every website I buy from. Can use PayPal in 3 if that's useful. It's secure. And on the couplevof occasions I've had issues with something I've bought, they have resolved it and I've got refunds. Win win all round. Best way to pay for lots of things. Reviewed on: 25th April 2026

Simple credit to use with most retailers

Simple credit to use with most retailers Reviewed on: 25th April 2026

Excellent straight forward banking

Excellent straight forward banking Reviewed on: 25th April 2026

PayPal makes life easier!

PayPal makes life easier when it comes to receiving money & making payments. Reviewed on: 25th April 2026

Simply convenient and trustworthy second to none

Simply convenient and trustworthy second to none secure and fast Reviewed on: 25th April 2026

Quite handy especially with the interest free 3 mont...

Quite handy especially with the interest free 3 months to pay Reviewed on: 25th April 2026

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