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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

I have had a very positive experience with PayPal Credit. The application process was quick and easy, and managing my account has been simple. Payments are straightforward, and everything has worked smoothly. It has been very helpful for spreading the cost of purchases, and I am happy with the service. I would definitely recommend PayPal Credit to others. Reviewed on: 14th July 2026

smooth, very efficient

Everything is done very smoothly, very efficiently, and to a high standard. I Reviewed on: 14th July 2026

very easy and straightforward to yse.

very easy and straightforward to yse. The different payment plans are very useful Reviewed on: 14th July 2026

Good customer support and communication

Good customer support staff friendly Reviewed on: 14th July 2026

PayPal’s buy in 3 option

I’ve used PayPal’s buy in 3 option several times and found the entire process very easy. Set up was straight forward, approval was quick, communication and Ts & Cs were downloadable. Reviewed on: 14th July 2026

I’m using PayPal since long time ago and PayPal has...

I’m using PayPal since long time ago and PayPal has a lot of functionality and PayPal customer service is excellent, so I recommend it. Reviewed on: 14th July 2026

Seamless transactions, great credit offers

Seamless transactions, great credit offers Reviewed on: 14th July 2026

Perfect Pay Pal

All transactions are easily done. Security is excellent. Advice about offers and services is regularly provided. Reviewed on: 14th July 2026

Great Services

I have been with paypal for some years now. The ease of payments is excellent, various products on offer provide a range of choice. They value their customers and that’s a great thing. Reviewed on: 14th July 2026

Really good

Really good service can't complain Reviewed on: 14th July 2026

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