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PayPal: PayPal Credit reviews

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4.90
Based on 104,835 reviews, last reviewed 12th May 2026
2491500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026
NAS's avatar
NAS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104835)

I’m using PayPal credit as is very easy to use and y...

5
I’m using PayPal credit as is very easy to use and you don’t have to worry about scammers or anything else . Pay ones a month to keep up with no interest . I would recommend this to everyone and really appreciate how quick you can pay for everything you buy . Reviewed on: 22nd May 2024
maricel c's avatar
maricel c

Does good work and classic rates

5
Does good work and classic rates Reviewed on: 22nd May 2024
Jevgenijs K's avatar
Jevgenijs K

Helpful, convenient, and easy to use

5
They were incredibly helpful during the pandemic. Their customer service was fantastic when someone attempted to scam me. I can't fault them. It's convenient and easy to use. Reviewed on: 22nd May 2024
lladoow 's avatar
lladoow

I’ve used PayPal for many years and PayPal credit fo...

5
I’ve used PayPal for many years and PayPal credit for the past 2 years or so and have found it easy and convenient. If I’ve had any problems with a seller PayPal have been very supportive by taking the stress out of having to do the chasing up. PayPal credit has been very convenient knowing there’s repayment options to suite each individuals needs Reviewed on: 22nd May 2024
LadyM 's avatar
LadyM

The best tool for big purchases

5
Spreading the cost can really help you with budgeting. Paypal offers up to 4 months 0% interest free, which can be a very useful tool. It is also very convenient that this offer is not one off but can be used again. Reviewed on: 22nd May 2024
Georgios D's avatar
Georgios D

Been amazing when I’ve been a bit short on money a m...

5
Been amazing when I’ve been a bit short on money a month and needed to order things here and there. Fab! Reviewed on: 22nd May 2024
holly w's avatar
holly w

Always happy with PayPal

5
I’ve always had a positive experience using PayPal and now having the credit option gives a good level of flexibility for spreading costs to make purchasing more affordable. Reviewed on: 22nd May 2024
Sham's avatar
Sham

No frills 0% finance for 4 months

5
Easy to split costs of purchase over time with 0% for 4 months. Use it often and never have any issues. Allows me flexibility in how I manage my money and easy to set up direct debits to pay off the balance. Reviewed on: 22nd May 2024
Adam D's avatar
Adam D

Very useful tool to manage your money

5
Very useful tool to manage your money Reviewed on: 22nd May 2024
Kiya G's avatar
Kiya G

Wicked man, super smoothie transactions

5
Wicked man, super smoothie transactions Reviewed on: 22nd May 2024
Andy S's avatar
Andy S

Review PayPal: PayPal Credit now

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