Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

View other PayPal products

4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181074)

Paypal's customer servise is one of the best..

When i contacted the team at PayPal they were extremely helpfull and understanding of my situation, and were extremely helpful and happy to help with my problem that I payed my bill but a day to early so they refunded me my payment so I could pay it back in to match my statement pay date, which I was very greatfull for. .PayPal customer services are secound to none , and there financial team are the same, and are very helpful and more than happy to help in anyway they can. Reviewed on: 25th April 2026

simply THE BEST!!!!

amazing!!!!! every single time i can rest assured that everything it's perfect Reviewed on: 25th April 2026

, you dont need to be a millionaire with PayPal

Many people get stuck in low paid jobs, might be because they work in a trade that they enjoy and although it is low paid, they get satisfaction in it or circumstances, Ebay, unlike many loan companies use the history we have withing the company as colateral to determin the credit worthiness rather than credit cards and expensive credit rating agencies, this makes it easier for Ordinary people to buy what they need and luxury items at a reasonable cost with a logical interest rate. Reviewed on: 25th April 2026

Dream holiday with paypal credit

Paypal credit helped me to purchase dream holiday for my kids when couldn't afford to pay in one instalment .Very good experience. Recommended for all parents who want to take kids for holiday and struggling with all expenses. Reviewed on: 25th April 2026

PayPal makes making payments easy and securely,the p...

PayPal makes making payments easy and securely,the pay in three is an excellent payment method for when those more expensive goods are just that little bit out of your grasp but paying in three makes it that bit more helpful, great company. Reviewed on: 25th April 2026

PayPal is fast and secure for my payments.

PayPal is fast and secure for my payments. I and my entire family are long time users of PayPal for most transactions for their reliability and most importantly how safe and secure the it is. Reviewed on: 25th April 2026

Easy to set up safe and secure payments all controll...

Easy to set up safe and secure payments all controlled via the ap x Reviewed on: 25th April 2026

Easy efficient reliable service you can depend on.

Easy efficient reliable service you can depend on. Reviewed on: 25th April 2026

reliable services, long time on the market

reliable services, long time on the market Reviewed on: 25th April 2026

PayPal make things easy, and it'sore available in sh...

PayPal make things easy, and it'sore available in shops now Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101242 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub