Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

View other PayPal products

4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181083)

Good understanding of personel circumstances

PayPal have a great understanding of my circumstances and help me to keep on track of my money i borrow. Reviewed on: 24th April 2026

Excellent easy service

Easy to use service. Very convient with great repayment options to suit your budget. Reviewed on: 24th April 2026

Absolutely amazing.

Absolutely amazing. Easy to use and to keep track off Reviewed on: 24th April 2026

Great support on credit for online shopping

Been using PayPal credit for online shopping for few years now Reviewed on: 24th April 2026

Very good for 0% offers ive used alot over the years!

Very good for 0% offers ive used alot over the years! Reviewed on: 24th April 2026

I love paypal, it is very easy to use

I love paypal, it is very easy to use Reviewed on: 24th April 2026

Flexible Payments That Make Budgeting Easier

I’ve had a great experience using PayPal Credit. It’s easy to set up, easy to use, and perfect for spreading the cost of bigger purchases. I like that everything is managed through my PayPal account, so I can see all my transactions in one place. It’s been a really helpful tool for managing my finances. Reviewed on: 24th April 2026

Very easy tp use I feel safe making purchases and pa...

Very easy tp use I feel safe making purchases and paying through PayPal Reviewed on: 24th April 2026

The only time I ever asked them to step in and they...

The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026

Very easy to make payments and purchases

Very easy to make payments and purchases Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub