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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Staff are very helpful & sort refunds for you effici...

5
Staff are very helpful & sort refunds for you efficiently after purchasing from rogue traders. Reviewed on: 24th April 2026

Been with PayPal for years and I enjoy the services,...

5
Been with PayPal for years and I enjoy the services, it makes life very much easier for me to afford my needs Reviewed on: 24th April 2026

The experience has been simple and great, very under...

5
The experience has been simple and great, very understanding and easy to use, great way to help out with getting what you want and options available for everywhere to use. Reviewed on: 24th April 2026

Simplicity and ease

5
Great and easy to use, know exactly where I am with payments and bills , app is very easy to use Reviewed on: 24th April 2026

PayPal all ready to help customers

5
PayPal all ready to help customers Reviewed on: 24th April 2026

I find it a good way to buy something and pay it in...

5
I find it a good way to buy something and pay it in instalments. It’s a company I trust. I have been able to treat myself and pay in three goes which I think is a very useful service. I like paying by PayPal I feel it’s very secure and the only way I like to pay. Reviewed on: 24th April 2026

Great Finance service with excellent customer service.

5
Refunds/disputes are rectified with no fuss. Quick decision on finance options. Making life affordable without getting into debt. Very happy with my paypal experience. Reviewed on: 24th April 2026

Great experience and never any trouble

5
Great experience and never any trouble Reviewed on: 24th April 2026

Easy payments, protected payments and paypal gives y...

5
Easy payments, protected payments and paypal gives you enough time to pay for items when you don't have the money there and then. Reviewed on: 24th April 2026

Easy as 1, 2 Paypal

5
Easy and convenient to use. Have used before and will use again . Reviewed on: 24th April 2026

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