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PayPal: PayPal Credit reviews

4.90
Based on 106,673 reviews, last reviewed 14th May 2026
2575850% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best platform for daily trading The best platform for daily trading Reviewed on: 14th May 2026
Edward L's avatar
Edward L

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106673)

Very easy for payments and on monthly payments too

5
Very easy for payments and on monthly payments too Reviewed on: 26th May 2024

I enjoy the app and the service is excellent.

5
I enjoy the app and the service is excellent. Ice had no issues at all. Reviewed on: 26th May 2024

Had mostly good experience with paypal

4
Had some problems the last few weeks getting onto paypal, kept crashing when it opened up, but it's now working again. Other than that ive had no big problems. Paypal credit helped me get a few things I wouldn't have been able to afford all at once. Reviewed on: 26th May 2024

Excellent thanks dear Excellent thanks dear

5
Excellent thanks dear Excellent thanks dear Reviewed on: 26th May 2024

No credit card fee for an emergency car repair a...

5
Used the PayPal credit for an emergency car repair and didn’t want to pay credit card interest Reviewed on: 26th May 2024

Have had no problems ordering from it

5
Have had no problems ordering from it Reviewed on: 26th May 2024

Never a problem to use.

5
Never a problem to use. Always simple and straightforward. Plenty of notice for statements and payments too. Reviewed on: 26th May 2024

Easy to use.

5
Easy to use. Instant results. Would certainly recommend it to my friends and family. Reviewed on: 26th May 2024

You can arrange your payments to suit your budget an...

5
You can arrange your payments to suit your budget and also pay the balance off when you have the funds to do this also it is really good you get the first 3 months interest free. Reviewed on: 26th May 2024

Handy to have facility to pay for things over 4 mont...

5
Handy to have facility to pay for things over 4 months online. Reviewed on: 26th May 2024

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