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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Safe safe and reliable

5
Safe… reliable.. there to sort out if any issues arise Reviewed on: 24th April 2026

Good reliable service.

4
Good reliable service. Only thing I don't like is it's not always clear what the current balance is and that can be annoying. Reviewed on: 24th April 2026

Very Easy and fast to use.

5
Very Easy and fast to use. Effective Reviewed on: 24th April 2026

Solid reliable

5
Used it often no problems whatsoever great service Reviewed on: 24th April 2026

Excellent app.

5
Use friendly and everything is visually organised in a manner easy to maneuver. Easy to save the money and pay back interest free. Reviewed on: 24th April 2026

Absolutely love PayPal credit!

5
Absolutely love PayPal credit as it allows me to get a treat or bargain instantly and pay over time. Reviewed on: 24th April 2026

Brilliant service from the team at Paypal.

5
Brilliant service from the team at Paypal. They’ve helped me out with any advice if ever needed. I’ve used this service to make many purchases and I always speak highly of the Service, thank you for this Paypal. Reviewed on: 24th April 2026

Safe and convenient

4
I feel safe when using PayPal, I would like more opportunity to increase credit limits. PayPal is my go to option when paying for stuff online. Reviewed on: 24th April 2026

AmaZing Plans!

5
AmaZing Plans! The pay in 3 and paypal credit is what makes it an amazing finance company! Life saver Reviewed on: 24th April 2026

1) Convenience & speed.

5
1) Convenience & speed. ( 2) Strong. 3) security& Global reach. 4 Free for basic use Reviewed on: 24th April 2026

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