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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

1) Convenience & speed.

5
1) Convenience & speed. ( 2) Strong. 3) security& Global reach. 4 Free for basic use Reviewed on: 24th April 2026

Simple !!

5
Simple user friendly controls and great security all in one system Reviewed on: 24th April 2026

Love PayPal credit

5
It's fantastic I'm able to buy things then pay later. Reviewed on: 24th April 2026

Everything is so easy.

5
Everything is so easy. Interest free for 4 months is so inviting. Reviewed on: 24th April 2026

Quick Paypal Credit Results

1
When i applied for a samsung paypal credit,it was very quick and easy to apply. Result was out in a matter of seconds. I am very happy Reviewed on: 24th April 2026

Great service that i find to be very helpful.

5
Great service that i find to be very helpful. Reviewed on: 24th April 2026

PayPal is easy to use, secure, and makes sending or...

4
PayPal is easy to use, secure, and makes sending or receiving money quick and convenient, especially for online and international payment. I’d recommend PayPal because it’s trusted, widely accepted, and offers good protection for transactions, making it a safe choice for everyday use. Reviewed on: 24th April 2026

Never had any issues with PayPal and feel it's a gre...

5
Never had any issues with PayPal and feel it's a great way to pay for goods and other services Reviewed on: 24th April 2026

Easy to use, very convenient.

5
Easy to use, very convenient. Available to many shops and retailers. Reviewed on: 24th April 2026

My Best Pal

5
Great all-round customer service. A innovative, very unique ang handy finance package. A definite wallet best Pal. Reviewed on: 24th April 2026

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