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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,679 reviews, last reviewed 14th May 2026
2576150% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good credit card. Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026
oladipo o's avatar
oladipo o

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106679)

No credit card fee for an emergency car repair a...

5
Used the PayPal credit for an emergency car repair and didn’t want to pay credit card interest Reviewed on: 26th May 2024
Hayley M's avatar
Hayley M

Have had no problems ordering from it

5
Have had no problems ordering from it Reviewed on: 26th May 2024
Lena Hamill 's avatar
Lena Hamill

Never a problem to use.

5
Never a problem to use. Always simple and straightforward. Plenty of notice for statements and payments too. Reviewed on: 26th May 2024
Victoria 's avatar
Victoria

Easy to use.

5
Easy to use. Instant results. Would certainly recommend it to my friends and family. Reviewed on: 26th May 2024
Karen M's avatar
Karen M

You can arrange your payments to suit your budget an...

5
You can arrange your payments to suit your budget and also pay the balance off when you have the funds to do this also it is really good you get the first 3 months interest free. Reviewed on: 26th May 2024
Ian M's avatar
Ian M

Handy to have facility to pay for things over 4 mont...

5
Handy to have facility to pay for things over 4 months online. Reviewed on: 26th May 2024
Melissa's avatar
Melissa

Efficient Service

5
So far it has been efficient, I have not had a bad experience with Paypal so as of today I can highly recommend it. Reviewed on: 26th May 2024
Andrew's avatar
Andrew

Excellent experience very happy will tell family and...

5
Excellent experience very happy will tell family and friends Reviewed on: 26th May 2024
Joao G's avatar
Joao G

I have always found paypal to be quick if i have had...

5
I have always found paypal to be quick if i have had any issues re my purchases Reviewed on: 26th May 2024
Elizabeth E's avatar
Elizabeth E

I have been using PayPal for long and I must say is...

5
I have been using PayPal for long and I must say is good and very Secure. Reviewed on: 26th May 2024
Morenikeji Sunkanmi 's avatar
Morenikeji Sunkanmi

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