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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

feel secure and saf

5
Used PayPal for years so feel secure and safe when paying using PayPal Reviewed on: 24th April 2026

Great option to pay in installments.

5
Great option to pay in installments. Reviewed on: 24th April 2026

Never had a problem.

5
Never had a problem. Always with very good conditions and convenience of use. Also the usage via app makes it very easy to access. Reviewed on: 24th April 2026

Great way to pay for items and very easy to use.

5
Great way to pay for items and very easy to use. Reviewed on: 24th April 2026

Really easy to set up and manage

5
Really easy to set up and manage Reviewed on: 24th April 2026

Easy method

4
Overall easy method for paying off purchases which sometimes are not affordable Reviewed on: 24th April 2026

PayPal Services

5
Paypal offers value for money, and gives you consent reminders about your account,what needs paying and when Reviewed on: 24th April 2026

A life helper

5
I can relay on PayPal, excellent services and it’s 100% trustable. Reviewed on: 24th April 2026

Good service and love the pay in 3.

5
Good service and love the pay in 3. Reviewed on: 24th April 2026

Flexibility and interest free credit

5
Flexibility and interest free credit Reviewed on: 24th April 2026

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