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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Efficient, security and easy 100% recomendes

Efficient, security and easy 100% recomendes Reviewed on: 24th April 2026

I was struggling in repaying my credit line.

I was struggling in repaying my credit line. The customer service was outstanding, understanding and sympathised. Couldn’t ask for better! Reviewed on: 24th April 2026

Ive been using PayPal for years and use PayPal a lot...

Ive been using PayPal for years and use PayPal a lot during the year whether it be eBay or online and always at Xmas using pay in 3 or PayPal credit. and now the choice of using it in shops etc is brilliant. Reviewed on: 24th April 2026

Easy to use and very helpful service

Easy to use and very helpful service Reviewed on: 24th April 2026

I have been using Paypal for many years.

I have been using Paypal for many years. Very pleased with customer care dealing with difficult traders to obtain refunds. It also gives me peace of mind because I do not have to use my card number for payments, giving me sense of safety. Plus Paypal credit 0% and pay in 3 options are brilliant. Reviewed on: 24th April 2026

Quick and easy to use with more and more availabilit...

Quick and easy to use with more and more availability to use Reviewed on: 24th April 2026

Happy with service, and great app

Happy with service, and great app Reviewed on: 24th April 2026

I think it's a good brand but sometimes the customer...

I think it's a good brand but sometimes the customer service has let it down. Reviewed on: 24th April 2026

Easy and quick.

Easy and quick. Have always have a reason to use because of the great interest rate Reviewed on: 24th April 2026

Not had any issues so far, goods and services is imp...

Not had any issues so far, goods and services is important to use as I have had to claim back once or twice. Reviewed on: 24th April 2026

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