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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,746 reviews, last reviewed 14th May 2026
2579100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026
Matt c's avatar
Matt c

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106746)

Using PayPal credit is so Easy to use I would recomm...

5
Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024
Keith P's avatar
Keith P

Great responsable lending easy to use

5
Great responsable lending easy to use Reviewed on: 26th May 2024
Katie C's avatar
Katie C

PayPal is perfect

5
Everything I have done with PayPal is perfect. Would highly recommend Reviewed on: 26th May 2024
Lee M's avatar
Lee M

PayPal is very easy to use and always fast with paym...

5
PayPal is very easy to use and always fast with payment Reviewed on: 26th May 2024
Stuart c's avatar
Stuart c

It’s easy to use and can use it for most...

5
It’s easy to use and can use it for most web sites Reviewed on: 26th May 2024
Tracy l's avatar
Tracy l

Happy customer.

5
Good deals on lots of sites through pay pal and good interest rates. . Reviewed on: 26th May 2024
Alastair h's avatar
Alastair h

Really easy to use and a great 0% offer.

5
Really easy to use and a great 0% offer. The reason I wouldn't 10/10 recommend is because I don't think everyone has the means to responsibly manage credit, but for those who do, it is a great service. Reviewed on: 26th May 2024
Hope's avatar
Hope

Amazing Exellent

5
I always use PayPal for peace of mind, the pay in 3 is brilliant for helping to spread the cost over 3 months, really great customer service. Reviewed on: 26th May 2024
Ash's avatar
Ash

Excellent service !

4
Excellent service ! Always attentive and with more security for the account. Reviewed on: 26th May 2024
K G's avatar
K G

Applying for paypal credit was easy!

5
Applying for paypal credit was easy! And less hassles! Reviewed on: 26th May 2024
JEN's avatar
JEN

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