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PayPal: PayPal Credit reviews

4.90
Based on 106,798 reviews, last reviewed 14th May 2026
2581650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe with your money PayPal is an excellent way of paying online. I feel safe paying with PayPal. Reviewed on: 14th May 2026
Raymond W's avatar
Raymond W

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106798)

Great experience from start to finsh

5
Great experience from start to finsh Reviewed on: 26th May 2024

Very convenient and easy to use.

5
Very convenient and easy to use. Connected to your wallet so it’s even easier. Good rates. Reviewed on: 26th May 2024

Helpful and Convenient

5
I’ve been using paypal from 3 years and its so helpful and paypal credit is interest free for 4 months Reviewed on: 26th May 2024

Paypal Credit Is Great !

4
Having use paypal credit, i have found i have been able to gain credit score, get more exercise as i bought a bike through paypal credit and been able to save my self in the months i have needed help. Reviewed on: 26th May 2024

PayPal Credit Application

5
Simple application process with a good PayPal pay in 3 record. Reviewed on: 26th May 2024

Power house for online transactions

5
Been using PayPal for years now, seen it grow in to a major financial player, with all the benefits it offers, payment options and security. Reviewed on: 26th May 2024

Excellent service and the pay in 3 is extremely hand...

5
Excellent service and the pay in 3 is extremely handy and easy to use Reviewed on: 26th May 2024

It was good experience using PayPal for all online s...

4
It was good experience using PayPal for all online shopping Reviewed on: 26th May 2024

Excellent customer experience paid on due date very...

5
Excellent customer experience paid on due date very easy and convenient Reviewed on: 26th May 2024

Well i am using PayPal God knows for how long.

5
Well i am using PayPal God knows for how long. Its so useful and customer service very good when need to sort out any kinda issues i have faced from third party companies. I am using Paypal credit too. Its so useful too. Highly recommended Reviewed on: 26th May 2024

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