Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

View other PayPal products

4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181084)

Easy and simple

Easy to navigate and easy to pay for anything Reviewed on: 24th April 2026

I have used PayPal for years now and the service and...

I have used PayPal for years now and the service and ease of use is second to none Reviewed on: 24th April 2026

Easy to use.

Easy to use. Straight forward without any hassle. Reviewed on: 24th April 2026

Really good would recommend

Available on most products I purchase, really easy and quick to use. Reviewed on: 24th April 2026

Amazing the best credit.

Amazing the best credit. I love PayPal, just to use when you need. Thanks Reviewed on: 24th April 2026

PayPal is a safest and peace of mind

PayPal is a safest and peace of mind Reviewed on: 24th April 2026

Excellent service.

Excellent service. Good customer service and team always happy to help Reviewed on: 24th April 2026

Excellent and Flexible Service.

PayPal Credit has been very useful and convenient for me. I really like PayPal because it is simple to use, reliable, and gives me more flexibility when managing my payments. The option to pay for many purchases and bills over 4 months with no interest is a great benefit and helps me organise my finances better. Overall, I have had a very positive experience and I would definitely recommend PayPal Credit. Reviewed on: 24th April 2026

Great to spread the cost for large purchase

Having a PayPal credit card is very helpful of pay in three is great too to spread the cost of pricey things Reviewed on: 24th April 2026

Very easy to use and very convenient.

Very easy to use and very convenient. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101251 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub