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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Always been very helpful and make sure the consumer...

Always been very helpful and make sure the consumer is happy and safe Reviewed on: 24th April 2026

Pay on 3 a great facility

Pay on 3 a great facility,making larger purchases affordable. Sending and receiving money so easy,safe,secure. Great anti fraud support. Generous rewards schemes. Reviewed on: 24th April 2026

Helped me a lot.

Helped me a lot. Paypal credit was life saver. I often use it. Reviewed on: 24th April 2026

Options if paying 3, pay over 4 or over a year if ov...

Options if paying 3, pay over 4 or over a year if over a certain amount makes things easier. Reviewed on: 24th April 2026

worth while option.

Has help spread payments easily. Reviewed on: 24th April 2026

Why I Always Keep PayPal

As someone who speaks regularly and is often on the move, I can’t afford payment hiccups. That’s why PayPal is my go-to backup. When my primary method lets me down, PayPal steps in—fast, reliable, and accepted almost everywhere I need it. It’s one of those small systems that quietly keeps everything running smoothly behind the scenes. Reviewed on: 24th April 2026

I have had Paypal fight my corner when had problems...

I have had Paypal fight my corner when had problems with a large item that was riddled with woodworm Reviewed on: 24th April 2026

I have really big experience with PayPal.

I have really big experience with PayPal. Keep doing that great job Reviewed on: 24th April 2026

I like to have the peace of mind when paying for thi...

I like to have the peace of mind when paying for things that I’m protected and so using PayPal credit and then immediately paying it off on receipt of the product or service is the best option for me. It’s important to make sure that you are only spending what you can afford with any credit option so do keep that in mind. Reviewed on: 24th April 2026

Paypal are a great help when struggling to pay upfro...

Paypal are a great help when struggling to pay upfront really appreciate them for their help Reviewed on: 24th April 2026

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