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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

Easy to use so easy to use and no problem

5
Easy to use and no problem every time I use it it all gets sorted very quickly and easily Reviewed on: 24th April 2026

Excellent!

5
Great, so useful. Very versatile for payments both sending and receiving! Reviewed on: 24th April 2026

Find very useful.

5
Find very useful to pay with then pay of balance. Reviewed on: 24th April 2026

Really easy to set up and start using

5
Really easy to set up and ideal for purchases that can be paid off interest free over 4 months. Reviewed on: 24th April 2026

Payment over 4 months with no interest is a great f...

5
Payment over 4 months with no interest is a great feature Reviewed on: 24th April 2026

Excellent service.

5
Excellent service. I have no issues since I started using PayPal for several years now. Reviewed on: 24th April 2026

PayPal can be trusted.

5
PayPal can be trusted. Straightforward, simple and woth good support. Reviewed on: 24th April 2026

Amazing best in category for finance

5
Amazing best in category for finance Reviewed on: 24th April 2026

10/10 with Paypal

5
Ive been with paypal along time and i never had issues that they could not resolve. Pleasant and friendly staff. Now i have the debit card with paypal and the Blue card paypal+.........it's AWSOME Reviewed on: 24th April 2026

Top marks

5
Always use pal credited PayPal pay Reviewed on: 24th April 2026

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