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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106893 reviews)

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4.90

Based on 106,893 reviews, last reviewed 14th May 2026

2585850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My experiences have been generally good My experiences have been generally good, particularly once when I had an issue customer service were really helpful. I do think comms could be better,... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106893)

Mostly easy to use and transparent.

Mostly easy to use and transparent. Apart from a glitch (only on the mobile phone ) that always allocates the wrong currency when making payments TO PayPal credit. That couldn’t be fixed by the call centre. But I get around it. Reviewed on: 26th May 2024

Great service helps a lot

Great service it did helped me a few times , specially the 4 in 4 , is excellent for me . PayPal thank you Reviewed on: 26th May 2024

Easy to use

I have used PayPal credit facility for over 3 years. I have found it easy to access and manage. Reviewed on: 26th May 2024

Very good.

Very good. I’m so happy to use PayPal Reviewed on: 26th May 2024

Interest free borrowing option useful

I like PayPal because it allows you to easily borrow interest free. The annoying thing about it is that it takes up to a week for paypal transactions to show on online banking, even in pending transactions, so this can be confusing. Reviewed on: 26th May 2024

Great service and excellent service provider

Great service and excellent service provider Reviewed on: 26th May 2024

PayPal Credit is a convenient way to pay

PayPal Credit is so convenient when making purchases online. The PayPal app is great but if you need to discuss your account, they can be contacted easily on the phone. Reviewed on: 26th May 2024

PayPal a one stop solutionnce

PayPal is easy to user at merchant shops, especially for online shopping sites. PayPal credit also helps me to keep a track of my expenses, with regular updates from the PayPal support team upon usage etc. via statement helps to plan bert Reviewed on: 26th May 2024

Using PayPal credit always when shopping online for...

Using PayPal credit always when shopping online for bigger purchases, easy to use Reviewed on: 26th May 2024

No problems that I can remember even when asking for...

No problems that I can remember even when asking for credit Reviewed on: 26th May 2024

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