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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

Makes Life Easy

5
Makes life easy in terms of buying stuff that I need and I always pay it in time. They are always helpful when I call to ask for help on how to deal with my account Reviewed on: 24th April 2026

All my experience has been brilliant so far

5
All my experience has been brilliant so far Reviewed on: 24th April 2026

Have used PayPal for over 20 years with no issues

5
Have used PayPal for over 20 years with no issues Reviewed on: 24th April 2026

Helpful.

5
Helpful. Reliable and dependable Reviewed on: 24th April 2026

Good overall

5
Had a query and it was dealt with quickly and effectively. The staff are friendly and helpful and answer your query in a timely fashion. Reviewed on: 24th April 2026

The Best Retail Finance Provider

5
Best Retail Finance Provider indeed! Reviewed on: 24th April 2026

Paypal is very helpful it allows me to spread the co...

5
Paypal is very helpful it allows me to spread the cost and be able to afford payments Reviewed on: 24th April 2026

I’ve been using PayPal since 2006 I’ve watched it ev...

5
I’ve been using PayPal since 2006 I’ve watched it evolve into what it has become and it’s great Reviewed on: 24th April 2026

Always easy to use and helps to keep me on...

5
Always easy to use and helps to keep me on track Reviewed on: 24th April 2026

Always a great experience when dealing with PayPal

5
Always a great experience when dealing with PayPal Reviewed on: 24th April 2026

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