Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106939)

In this day and age with the price of living being s...

5
In this day and age with the price of living being so high and waged being so low I've unfortunately found myself using credit more and more. I started with a standard credit card from my bank, which I always promptly paid off, but I noticed PayPal credit being offered on an ebay purchase with 4 months interest free and I haven't looked back. It's so easy to keep track of your purchases, installments, and make payments. There's even some websites that offer up to 2 years interest free through PayPal credit on more expensive purchases. I can't imagine how much I've saved over the past few years in interest thanks to PayPal credit. Between that and pay in 3 I really don't find myself using my conventional credit card anymore. Thanks PayPal! Reviewed on: 26th May 2024
Kaulitzie's avatar
Kaulitzie

Easy transactions and good security

5
Easy transactions and good security Reviewed on: 26th May 2024
J D A's avatar
J D A

Invaluable service .

5
I have found Paypal credit invaluable , I know I can trust paypal and feel that my banking details and money are secure . Being able to repay any amount over the minimum payment is great when you want to clear your credit balance quickly . Reviewed on: 26th May 2024
Karen 's avatar
Karen

Great review

5
Brilliant service they just don’t know is it over four months Reviewed on: 26th May 2024
Steven B's avatar
Steven B

Just Amazing

5
It’s reliable , you can do 4 instalments 0% APR Reviewed on: 26th May 2024
Ahmed A's avatar
Ahmed A

Amazing service

5
Amazing service I have never seen such service Reviewed on: 26th May 2024
Mitch T's avatar
Mitch T

it's good overall specially with the paypal credit.

5
it's good overall specially with the paypal credit... before just paypal wasn't enough to satisfy but with credit it's very helpful Reviewed on: 26th May 2024
Darshan Patel's avatar
Darshan Patel

Really handy for online purchases, never paid intere...

5
Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024
Geoff B's avatar
Geoff B

Never had problem

5
Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024
Carl Hughes's avatar
Carl Hughes

I have used PayPal for many years and have found the...

5
I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024
Eltian B's avatar
Eltian B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill