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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181084)

Generous financial support to its customers

I have started using PayPal more recently because of it's great flexibility and financial offers to its customers. Reviewed on: 24th April 2026

I feel safe using PayPal and when I have had issues...

I feel safe using PayPal and when I have had issues they resolve things quickly Reviewed on: 24th April 2026

Love the rewards system, easy to navigate app and gr...

Love the rewards system, easy to navigate app and great communication Reviewed on: 24th April 2026

It was easy to set up.

It was easy to set up. Everything was clear and outlined and easy to read Reviewed on: 24th April 2026

Integrates seamlessly and incredibly convenient

I’ve had a really positive experience using PayPal Credit. It’s incredibly convenient, especially when shopping online, as it integrates seamlessly with PayPal—no need to enter card details every time, which makes checkout quick and hassle-free. One of the standout features is the flexibility it offers. The ability to spread the cost of purchases over time, particularly with promotional interest-free periods, has been genuinely useful for managing larger expenses without immediate financial pressure. It’s clear and transparent, with repayment options easy to understand and track through the app or website. I’ve also found the interface intuitive, with everything from balances to payment due dates laid out clearly. Notifications and reminders help ensure nothing is missed, which adds peace of mind. Overall, PayPal Credit feels like a reliable and user-friendly option for anyone looking for a bit more flexibility in how they pay, without sacrificing control or clarity. Reviewed on: 24th April 2026

I have used Pay pal for a long time now and I love t...

I have used Pay pal for a long time now and I love the App, for some reason I can no longer access it. Otherwise I have had no issues with paypal , easy to use and handy Reviewed on: 24th April 2026

Paypal credit has been great for me, generous limit...

Paypal credit has been great for me, generous limit and 0% for 4 months gives me the flexibility to grab some bits for very little and spread the cost. Reviewed on: 24th April 2026

Everything is what I need any day any time

Everything is what I need any day any time Reviewed on: 24th April 2026

Hassle-free, I have never had a bad experience with...

Hassle-free, I have never had a bad experience with PayPal Reviewed on: 24th April 2026

So simple and easy.

So simple and easy. Love the interest free period and how the repayment dates are clear so you don’t trip up with repayments. some sort of alert would be helpful to ensure you don’t forget or miss the deadline. Very pleased with the service. Reviewed on: 24th April 2026

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