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PayPal: PayPal Credit reviews

4.90
Based on 106,972 reviews, last reviewed 14th May 2026
2589550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love shopping by PayPal . I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Ot... Read more Reviewed on: 14th May 2026
Mehrdad S's avatar
Mehrdad S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106972)

Very good all round.

4
Very good all round. Good customer service and great purchase options Reviewed on: 26th May 2024

Brilliant apart from there’s a few features on the a...

5
Brilliant apart from there’s a few features on the app I’d change Reviewed on: 26th May 2024

I've used PayPal credit numerous times on purchases...

5
I've used PayPal credit numerous times on purchases to help spread the cost and the rates are excellent. Reviewed on: 26th May 2024

Quick and easy to get one.

5
Quick and easy to get one. And once approved super easy to use across lots of online retail stores. Reviewed on: 26th May 2024

Love PayPal

4
I often use PayPal as it protects me against faulty products or if they arnt received. I also use PayPal pay in 3 which helps spread the cost for the most expensive items. So I highly recommend. Reviewed on: 26th May 2024

Easy, keeps you updated with your credit

5
Easy, keeps you updated with your credit and I love using the 4 months interest free on payments over £100. I would definitely recommend! Reviewed on: 26th May 2024

Excellent and outstanding, very easy to process and...

5
Excellent and outstanding, very easy to process and safe Reviewed on: 26th May 2024

Always easy to use and instant transactions

5
Always easy to use and instant transactions make this service my go to source for payments. Reviewed on: 26th May 2024

Great even better, better than need.

5
Great even better, better than need. Super and easy, easier than need. 0% but could be -10% (discount) cashback. Give me moore. Reviewed on: 26th May 2024

Had no issues with paypal.

4
Had no issues with paypal. Always done as they have said Reviewed on: 26th May 2024

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