Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106480 reviews)

View other PayPal products

4.90

Based on 106,480 reviews, last reviewed 13th May 2026

2566950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service always happy to help and... Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106480)

Paypal credit was easy to set up and use - good inte...

Paypal credit was easy to set up and use - good interest free terms for a period then reasonable rates for paying back. Seems secure and keeps you informed when terms are changing or when repayment is due. Reviewed on: 24th May 2024

Good for money transfers but fees are too high

Good for money transfers but fees are too high Reviewed on: 24th May 2024

Great app

Sensible, secure and easy to use! Reviewed on: 24th May 2024

No missing those bargains

I love pay in 3 for bargains before they go Reviewed on: 24th May 2024

Love the ease and convenience using the app and with...

Love the ease and convenience using the app and with the help if there are any problems with transactions Reviewed on: 24th May 2024

Always positive experiences with paypal

Always positive experiences with paypal Reviewed on: 24th May 2024

My experiences with PayPal have been positive and co...

My experiences with PayPal have been positive and constructive when I have needed to contact customer services. Reviewed on: 24th May 2024

Never had a problem with the service

Never had a problem with the service Reviewed on: 24th May 2024

A no hassle seamless way to pay for goods and split...

A no hassle seamless way to pay for goods and split payment interest free. Reviewed on: 24th May 2024

Paypal credit is easy to understand and navigate

Paypal credit is easy to understand and navigate Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.35 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50494 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub