Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181090)

Helped me out when i have needed grateful to know th...

Helped me out when i have needed grateful to know that i can purchase things and shoppingwhen needed great app love pay in three Reviewed on: 24th April 2026

Easy to use app to use, I have had the credit for a...

Easy to use app to use, I have had the credit for a few years now with no complaints Reviewed on: 24th April 2026

Safe and reliable service for local or overseas tran...

Safe and reliable service for local or overseas transactions Reviewed on: 24th April 2026

Fantastic!

PayPal Credit is very convenient and I use it often. It gives me more time to pay for the things I want to purchase, and I'm able to stretch out my paycheck for the month. i also use Pay in 3 for bigger purchases, which really helps! Reviewed on: 24th April 2026

Perfect and easy access

Instant transfer and also money is being received instantly Reviewed on: 24th April 2026

Very useful, still some room for improvements like o...

Very useful, still some room for improvements like option to pay off certain activities before others instead of all the debts lumped in one amount despite varying interest free deadlines Reviewed on: 24th April 2026

Reliable and trustworthy

I've been using PayPal Credit for years, I have never had problems with it and it's PayPal is widely accepted on the majority of Online Retailers. PayPal is very reliable trustworthy and I also like the Brand name as well Reviewed on: 24th April 2026

I have been with PayPal for a very long time,and I t...

I have been with PayPal for a very long time,and I think they are the best and most trusted company I have ever dealt with.If I said I’ve never had a problem with PayPal since I have been with them,you probably wouldn’t believe me,but you don’t have to take my word,try it yourself and see for yourself. Reviewed on: 24th April 2026

Never had an issue regarding how I use PayPal

Never had an issue regarding how I use PayPal Reviewed on: 24th April 2026

Easy to pay with.

Easy to pay with. Higher interest but taken by most vendors Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub