Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,421 reviews, last reviewed 13th May 2026
2564200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience always fast and reliable Excellent experience always fast and reliable Reviewed on: 13th May 2026
Freddie's avatar
Freddie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106421)

The most convenient, secure and simple way to pay

5
The most convenient, secure and simple way to pay Reviewed on: 24th May 2024
David R's avatar
David R

PayPal easy to access & used by many companies

5
PayPal is easy to access and is used my many company's as an alternate payment method, which means I don't have to remember my debit or credit cart numbers when making a purchase. Reviewed on: 24th May 2024
ArvindS's avatar
ArvindS

Good easy efficient reliable trustworthy

5
Good easy efficient reliable trustworthy Reviewed on: 24th May 2024
Darren M's avatar
Darren M

Hassle free.

5
Very good and easy to use. It very useful and hassle free. Reviewed on: 24th May 2024
Bless's avatar
Bless

Reliability and good customer service .

5
Pay pal has been so reliable, and convenient. It allowed me to easily track my spending, make payments, I appreciated their excellent customer service and the convenience they provided. Reviewed on: 24th May 2024
Chidozie 's avatar
Chidozie

easy to use and i feel confident making purchases us...

5
easy to use and i feel confident making purchases using paypal Reviewed on: 24th May 2024
Gillian C's avatar
Gillian C

Easy to pay and plenty of time to put the money back...

5
Easy to pay and plenty of time to put the money back with free interest Reviewed on: 24th May 2024
Alin D's avatar
Alin D

Really nice it makes life easier

5
Really nice it makes life easier Reviewed on: 24th May 2024
Aref Sh's avatar
Aref Sh

I found the service very easy to use.

5
I found the service very easy to use.inhave rang customer services and the lady was outstanding, friendly and helpful.although 2 Argos payments which have been refunded still show on my statement over 2 months later Reviewed on: 24th May 2024
Angela D's avatar
Angela D

Excellent customer service but be wary of payments

2
The customer agents are excellent but the application of payments leaves alot to be desired. Often we've found they will credit payments against 0% offers, leaving the high interest ones to accrue even more interest. They don't seem to follow logic even if the 0% debt is newer, or on a monthly repayment schedule over x months. It all feels a bit underhand really. If you call they can normally reallocate a payment, but you shouldn't have to call. Basically, if you have something on a 0% offer, it's safest not to use PayPal credit for anything else until it's paid up. Reviewed on: 24th May 2024
Daniel C's avatar
Daniel C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill