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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Easy too use.

Easy too use. Convenient and good app Reviewed on: 24th April 2026

Peace of mind knowing PayPal has my back,

I have had excellent customer service when I’ve had to challenge a retailer who was refusing to refund me. PayPal backed me up and this is one of the main reasons I continue to use PayPal - because of the peace of mind and security it offers. I also really like the pay in three option which lets me spread the cost over three months without any interest charge. Reviewed on: 24th April 2026

I use paypal daily.

I use paypal daily. Its easy to use with a very user friendly app. Reviewed on: 24th April 2026

Thumbs up

I have been using PayPal for years and I have for the most part had an amazing experience. The only small issue would be getting in contact with them to ask questions sometimes it can be difficult. Reviewed on: 24th April 2026

Simply fast secure and convenient

Simply fast secure and convenient Reviewed on: 24th April 2026

Pay every month in my time, the credit I get is grea...

Pay every month in my time, the credit I get is great and allows me to pay it if every month when it suits me as long as it’s before the pay date it also allows me to pay more when I have the spare money available it’s great Reviewed on: 24th April 2026

Every time I use PayPal I am extremely impressed .

Every time I use PayPal I am extremely impressed .One word...OUTSTANDING! Reviewed on: 24th April 2026

1st class service.

1st class service. Best thing to ever have as a backup. Reviewed on: 24th April 2026

Sixteen Years of Positivity.

I have been with PayPal sixteen years. My experience has been positive with transactions and customer Services. Wouldn't use any other company. Reviewed on: 24th April 2026

Can’t live without it!

It’s been amazing handling my finances and being able to plan ahead for payments without worry. Reviewed on: 24th April 2026

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