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PayPal: PayPal Credit reviews

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4.90
Based on 106,375 reviews, last reviewed 13th May 2026
2561950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good fast happy with the service Good fast happy with the service Reviewed on: 13th May 2026
David 's avatar
David

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106375)

Easy and helpful.

5
I've used PayPal credit for a number of purchases and I've always found it helpful, easy to use and fits in with my lifestyle very well. I'm sure I'll be using it again. Reviewed on: 24th May 2024
Dan Evans's avatar
Dan Evans

Used it for years and only ever had one dealing with...

5
Used it for years and only ever had one dealing with customer services and they solved the issue Reviewed on: 24th May 2024
Steve S's avatar
Steve S

Paypal credit enables me to budget

5
Paypal credit enables me to budget, keep track of my spending and helps to spread high cost purchases without incurring high interest charges. The help line is always friendly and informative when I've had to call them. Highly appreciate this service. Reviewed on: 24th May 2024
Heather J's avatar
Heather J

Paypal has been a fantastic tool to help with purcha...

5
Paypal has been a fantastic tool to help with purchases that you need to make online safely and securely. Also the ability to split payments into 3 eases the financial strain when it comes to larger purchases or the ability to use PayPal credit and pay over longer periods. PayPal has helped a lot with the struggle in these cost of living times. Reviewed on: 24th May 2024
andrew p's avatar
andrew p

A must have banking facility

5
Great for spreading costs as well as receiving payments Reviewed on: 24th May 2024
Abdul 's avatar
Abdul

So convenient, no complaints at all on service or s...

5
So convenient, no complaints at all on service or support provided Reviewed on: 24th May 2024
Ellen 's avatar
Ellen

Really easy to use and very helpful

5
Really easy to use and very helpful even in everyday circumstances where you just want to spread the cost to make life more manageable Reviewed on: 24th May 2024
Chloe P's avatar
Chloe P

Convenient and always great customer service

5
Convenient and always great customer service Reviewed on: 24th May 2024
Kieran H's avatar
Kieran H

very pleased

5
I've got help with an issue really fast so I'm very pleased. Reviewed on: 24th May 2024
Lena J's avatar
Lena J

PayPal credit is a very useful tool

5
PayPal credit is a very useful tool Reviewed on: 24th May 2024
Steven 's avatar
Steven

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