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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Monthly payments have been manageable if I had probl...

Monthly payments have been manageable if I had problems with payment they were very understanding Reviewed on: 14th July 2026

The PayPal relationship with client is immense and t...

The PayPal relationship with client is immense and the support is incredible as services rendered are to satisfaction according to the needs of clients. Reviewed on: 14th July 2026

Excellent

I've used PayPal credit for a while and have had no problems with it Reviewed on: 14th July 2026

An honest use of PayPal.

PayPal, has helped me with things I would once have found stressful. For example, saving for the wife's birthday, Christmas presents, treat for us to enjoy. I can now manage to spread a little joy without the worry of being skint. I find the payment plans easy to manage if not lacking a little flexibility. I mainly use PayPal, pay in three for gig tickets, I think it's good way to go. All in all, I'm still using it and can see myself continuing to do so. Reviewed on: 14th July 2026

Trusted payment method

Paypal is a trusted payment method for me Reviewed on: 14th July 2026

I like PayPal because is good so fast for online pay...

I like PayPal because is good so fast for online payments Reviewed on: 14th July 2026

Too fast and never gets disappointed while using ser...

Too fast and never gets disappointed while using service Reviewed on: 14th July 2026

Easy to deal with

So easy to use, great customer service if ever needed. Reviewed on: 14th July 2026

Best thing ever to have to hand.

Best thing ever quick and easy handy to have for back up and I like the way you can pay over time Reviewed on: 14th July 2026

I’ve just PayPal credit for a little while now, it’s...

I’ve just PayPal credit for a little while now, it’s perfect to use just before the end of the month when money is low and I need a little extra help pay things, would definitely recommend has been a life saver! Reviewed on: 14th July 2026

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