Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147007 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147007)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My experience with PayPal is good and if any problem...

My experience with PayPal is good and if any problems at all they fix it everything good since 2020 since I joined nothing bad to say at all Reviewed on: 29th June 2026

Reasons I opted for PayPal

PayPal Credit was the first credit agreement that I ever took out, I really like the offer of payment schemes using the PayPal credit with fixed interest and sometimes interest free. The introduction of a physical card now makes use of the system ever easier. would highly recommend if anyone is considering the option of credit agreements or cards Reviewed on: 29th June 2026

Pay pal credit

Excellent way of spreading your money a little further and not having to pay it all back in one go Reviewed on: 29th June 2026

easy to use, easy to keep a track of

easy to use, easy to keep a track of Reviewed on: 29th June 2026

PayPal made my life a lot easier

PayPal made my life a lot easier Reviewed on: 29th June 2026

Allways use when can

Allways use when can, never add any problems, and wen have seem to get sorted quick Reviewed on: 29th June 2026

It’s quick, secure, and makes sending and receiving...

It’s quick, secure, and makes sending and receiving money incredibly easy! Also you can’t beat the the buyer protection which gives me extra confidence when shopping online! Overall it’s a reliable service that I trust and would happily recommend to others. Reviewed on: 29th June 2026

Everything good and perfect just application is slow

Everything good and perfect just application is slow Reviewed on: 29th June 2026

It is easy, user friendly and reliable

It is easy, user friendly and reliable Reviewed on: 29th June 2026

Easy to use

Easy to use and always keeps me on track. Never had any issues technical or otherwise. Im also never bombarded with emails encouraging to spend more or even spam. Its also very fast at giving a decision once you select paypal credit as a payment method. Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78471 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub