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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105178 reviews)

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4.90

Based on 105,178 reviews, last reviewed 12th May 2026

2507050% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Responsible Lender Any problems sorted out quickly and efficiently. Good choice of purchase options and easy to talk to someone if unsure about anything. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105178)

I highly recommend this company.

I highly recommend this company. "Their customer service is second to none." The company is constantly outstanding, exceeding my expectations every time." I was completely impressed with their professionalism and customer service. Thank you so much for your amazing customer service. Reviewed on: 21st May 2024

It is absolutely brilliant for managing finances if...

It is absolutely brilliant for managing finances if used properly. Reviewed on: 21st May 2024

Really good way to spread payments or even buy thing...

Really good way to spread payments or even buy things in a safe way from other people. PayPal opened up a new way to pay for me Reviewed on: 21st May 2024

So convenient

I use PayPal Credit 4 months and it’s so convenient! Now I never miss any bargains, especially in the end of the month, it’s safe and easy. Reviewed on: 21st May 2024

Paypal credit has been a life saver for me in terms...

Paypal credit has been a life saver for me in terms of spreading my costs. Reviewed on: 21st May 2024

Absolutely trouble free.

Absolutely trouble free experience. Reviewed on: 21st May 2024

Highly recommended!

Great app makes it easy to keep up and on top of things. Pay in 3 is awesome to so highly recommended. Reviewed on: 21st May 2024

I used PayPal all the time!

I used PayPal all the time. Especially the PayPal credit, which is super helpful with the 0% interest. Reviewed on: 21st May 2024

Paypal credit go to if need time to pay

Use PayPal a lot it's my go to if need to give time to pay get reminders when payment due which is helpful if u forget highly recommend company app is easy to use Reviewed on: 21st May 2024

Getting my money back

I don't exactly remember the detailed story, it was a long time ago when someone didn't want to pay my money back. I called PayPal customer service and explained what happened and they helped me. I don't know how they did it the money was on next day on my account. Reviewed on: 21st May 2024

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