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PayPal: PayPal Credit reviews

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4.90
Based on 105,219 reviews, last reviewed 12th May 2026
2508950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Pay in 3 is the way ahead! Very quick and easy means to purchase online goods. Support and protection is fantastic. Unlike other lenders, you can a totally speak withsomeone in ... Read more Reviewed on: 12th May 2026
Jo D's avatar
Jo D

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105219)

Easy to use and very handy great back up if you are...

5
Easy to use and very handy great back up if you are short 1 month or have an unexpected bill Reviewed on: 21st May 2024
Andrew j's avatar
Andrew j

Rainy Days

5
I've had PayPal for over a decade, when PayPal credit came out I was eager to give it a try to help purchase a new computer. Since then it's become an emergency 'rainy day' kind of fund, helping out on purchases between paychecks. Excellent service. Reviewed on: 21st May 2024
Robert D's avatar
Robert D

Easy to use, clear T&Cs, good promotional incentive...

5
Easy to use, clear T&Cs, good promotional incentive to use Reviewed on: 21st May 2024
Rachael K's avatar
Rachael K

Had no problem with site the only thing that should...

5
Had no problem with site the only thing that should be made easier is accessing is applying to get your PayPal credit limit increased easier Reviewed on: 21st May 2024
Richard 's avatar
Richard

Amazing!

5
Amazing! Easy to use, secure and safe. Reviewed on: 21st May 2024
Daniel H's avatar
Daniel H

Overall I had good experience, easy and quick process.

5
Overall I had good experience, easy and quick process. Reviewed on: 21st May 2024
Hinna J's avatar
Hinna J

Always available and helpful when needed.

5
Always available and helpful when needed. Reviewed on: 21st May 2024
Om sai ram's avatar
Om sai ram

It is always amazing to use PayPal as payment option.

5
It is always amazing to use PayPal as payment option. Reviewed on: 21st May 2024
Mh's avatar
Mh

Quick, easy, reliable.

5
Quick, easy, reliable. Couldn’t ask for more! Reviewed on: 21st May 2024
Rachel W's avatar
Rachel W

Overall easy to use, clear terms and allows for a fl...

4
Overall easy to use, clear terms and allows for a flexible payment structure to be available Reviewed on: 21st May 2024
Umer's avatar
Umer

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