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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,253 reviews, last reviewed 12th May 2026
2510650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use service Quick and easy to use service. Easy to follow instructions given when needed, trusted brand and satisfied customer. Reviewed on: 12th May 2026
Sarah Q's avatar
Sarah Q

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105253)

Great for getting started with credit

5
Offer great flexibility on payments - always good deals for 0% apr which is a massive help as a young person not earning much. Helping me get used to using credit without too much pressure or stress. Also offer a perfect amount of credit for someone like myself - a younger adult(20) getting into the adult world needing to get things for my home - offers an easier and less stressful solution. Reviewed on: 21st May 2024
Joe 's avatar
Joe

Very reliable, fast service.

5
Very reliable, fast service. Paypal credit offers 0% interest on payments for up to 3 months on the vast majority of retailers. The app is very fast and efficient and all cost and spending is transparent Reviewed on: 21st May 2024
Alex R's avatar
Alex R

PayPal is very easy and straightforward too use.

5
PayPal is very easy and straightforward too use. Very happy Reviewed on: 21st May 2024
Big al's avatar
Big al

I love use PayPal Credit for bigger purchase special...

5
I love use PayPal Credit for bigger purchase specially for home electric good or furniture. Is the best payment method on eBay for fast and secure payment. Also app is great you can change amount for pay and even you have more money you can pay straight for cover your credit Reviewed on: 21st May 2024
Bartosz S's avatar
Bartosz S

PayPal credit is simple to use when shopping online

5
PayPal credit is easy to use with it's tight integrations with online stores. It offers me flexible options when making small or large purchases. I've never had any issues and am a happy customer. Reviewed on: 21st May 2024
Michael Seddon's avatar
Michael Seddon

It’s honestly great very helpful especially when you...

5
It’s honestly great very helpful especially when you need to buy some things and can’t pay all of it all in one goal Reviewed on: 21st May 2024
Staci 's avatar
Staci

Excellent service

5
Excellent service , fast transaction Reviewed on: 21st May 2024
MARJAN B's avatar
MARJAN B

Great way to pay

5
It is easy to pay and receive money, also if a problem they provided a good customer service to help. Reviewed on: 21st May 2024
Anne S's avatar
Anne S

PayPal credit !

5
PayPal BNPL really helped me when I needed to purchase items for my new home, as it allowed me to take control over how much I could pay monthly , benefits are interest free months , however I paid monthly whatever was affordable and cleared my balance off! Reviewed on: 21st May 2024
Naz's avatar
Naz

easy to use, protect your money, recieved email per...

5
easy to use, protect your money, recieved email per transaction Reviewed on: 21st May 2024
Rez R's avatar
Rez R

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