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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Exalted way to pay and save

4
Exalted way to pay and save money for eny time day or year Reviewed on: 24th April 2026

Used PayPal for years and never had any issues

5
Used PayPal for years and never had any issues Reviewed on: 24th April 2026

Happy customer

5
All my online purchases are done via paypay I feel secured and when an issue is raises it get treated asap. I am very satisfied with all my experiences using paypal Reviewed on: 24th April 2026

Fantastic all round.

5
Fantastic all round. Always quick to solve problems. Nice and polite. Excellent to be able to pay for things over a period of time. Reviewed on: 24th April 2026

Straightforward and easy to deal with.

5
Straightforward and easy to deal with. Reviewed on: 24th April 2026

I find them to responsible and reasonable with their...

5
I find them to responsible and reasonable with their credit facility Reviewed on: 24th April 2026

easy to use from start to finish.

5
PayPal has been so easy to use from start to finish. Everything is easily explained and straightforward and is pretty fast to set everything up, it also gives you that peace of mind that your transactions are safe too. Reviewed on: 24th April 2026

It's quick and efficient,they respond very quickly i...

5
It's quick and efficient,they respond very quickly if you have any issues Reviewed on: 24th April 2026

Brilliant service.

5
Brilliant service. Always feel secure using PayPal online Reviewed on: 24th April 2026

Timely delivery.

5
Timely delivery. A good security on finances and also good customer service. Reviewed on: 24th April 2026

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