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PayPal: PayPal Credit reviews

4.90
Based on 105,155 reviews, last reviewed 12th May 2026
2506100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I could not live without PayPal credit I could not live without PayPal credit Reviewed on: 12th May 2026
Grateful in Glasgow 's avatar
Grateful in Glasgow

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105155)

Unbelievable , excellent service and experience with...

5
Unbelievable , excellent service and experience with PayPal. Reviewed on: 21st May 2024

Really simple and quick to apply for and use - a rea...

5
Really simple and quick to apply for and use - a really handy tool to have and use when checking out for purchases Reviewed on: 21st May 2024

Love the flexibility with payments and the option fo...

5
Love the flexibility with payments and the option for 0% interest options. Always my go to for affording my expensive items. Reviewed on: 21st May 2024

I love the option of Paypal Credit

5
PayPal credit is a great way to help pay for a purchase that you may not just have the money for then and there. It gives you that bit longer to spread out the payments. Great app to keep an eye on transactions / amount owing etc. Definitely useful for customers who don’t always have spare money. When used correctly no interest charged. So a perfect option. Reviewed on: 21st May 2024

So easy to use, keep track of purchases and secure...

5
So easy to use, keep track of purchases and secure Reviewed on: 21st May 2024

Easy to use, very clear instructions and intuitive s...

5
Easy to use, very clear instructions and intuitive system. Easy to know what to expect and can trust the system will work. Reviewed on: 21st May 2024

Paypal Succes.

5
I have always good response to my demand..All transaction done was successful it just an outstanding customer sevice Reviewed on: 21st May 2024

I’m happy with PayPal and try to use it for all onli...

5
I’m happy with PayPal and try to use it for all online purchases Reviewed on: 21st May 2024

Easy to view account details

5
Easy to view account details and pay people dashboard is user friendly and simple to access the required process. Reviewed on: 21st May 2024

Always very seamless experience.

5
Always very seamless experience. Paypal credit I use often and just love the option of paying it at a later date no extra fees Reviewed on: 21st May 2024

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