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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105114 reviews)

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4.90

Based on 105,114 reviews, last reviewed 12th May 2026

2504200% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using PayPal has been one of the most wonderful expe... Using PayPal has been one of the most wonderful experiences to me Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105114)

Easy to use and feels safe transferring money

Easy to use and feels safe transferring money Reviewed on: 21st May 2024

simple credit

As someone new to credit it has been really Easy to use. It’s been so useful to help my month to month finances Reviewed on: 21st May 2024

Simple and easy to use with great interest free paym...

Simple and easy to use with great interest free payment options Reviewed on: 21st May 2024

Excellent

Excellent, very easy to use to have Paypal credit too Reviewed on: 21st May 2024

Use it most days

I use it for most of shopping and splitting bills withy friends, it's the easiest option. Also really handy to send money abroad without any problems. I'd be lost without it. Reviewed on: 21st May 2024

It's super convenient.

It's super convenient. And easy to use. Reviewed on: 21st May 2024

I always use PayPal credit for 90% of online transac...

I always use PayPal credit for 90% of online transactions. 4 month interest free on £99 and I’ve used other offers with Hp computers for interest free over longer months. Reviewed on: 21st May 2024

Pay pal credit

Very easy process highly recommend Reviewed on: 21st May 2024

The best Credit Option

Always handy and fast credit process Reviewed on: 21st May 2024

Great customer support

Great customer support when there is a problem they will always help find best solution Reviewed on: 21st May 2024

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