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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Excellent service

PayPal Credit is an excellent provider for flexible online financing. It offers a smooth and fast checkout experience, making it easy to spread the cost of purchases. The platform is user-friendly, reliable, and provides helpful promotional offers, making it a great choice for convenient and secure payments. Reviewed on: 24th April 2026

Great Customer service

Never have any issues with them. Recently they dealt with a problem I had with a bill that had been taken and they just dealt with it, this was great at a stressful time. Use them all the time. Reviewed on: 24th April 2026

My preferred way to pay online

Always feels safe to use and customer service is always excellent Its my preferred way to pay online Reviewed on: 24th April 2026

So far so good.

So far so good. Everything's been exceptional. I would give 10/10 if I'm allowed to pay off my statement balance in on go instead of waitibg for a day after the payment for that to reflect on my end. Reviewed on: 24th April 2026

Great service, good value.

Great service, good value. PayPal improved compared to other Reviewed on: 24th April 2026

I have found PayPal easy to use and manage with the...

I have found PayPal easy to use and manage with the app. Reviewed on: 24th April 2026

The cost busters

It has provided me with a useful and helpful cost of living buffer. Reviewed on: 24th April 2026

Never had any problems and it would always be sorted...

Never had any problems and it would always be sorted if there was any major issues Reviewed on: 24th April 2026

Service is almost second nature in terms of usability.

Service is almost second nature in terms of usability. Where credit is con earned they clearly have algorithms that monitor usage and suggests ways to pay less interest for example. Paypal being available at so many outlets and retailers makes an auto.atic choice for everyday, safe and secure money transactions. Reviewed on: 24th April 2026

Always amazing.

Always amazing. I am impressed with the time frame and amounts. Reviewed on: 24th April 2026

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