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PayPal: PayPal Credit reviews

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4.90
Based on 105,072 reviews, last reviewed 12th May 2026
2502300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay in 3 instalments @ 0% is excellent from PayPal. The pay in 3 instalments @ 0% is excellent from PayPal. Reviewed on: 12th May 2026
david hopper's avatar
david hopper

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105072)

Trust in the process and fill secure with payments

5
Trust in the process and fill secure with payments Reviewed on: 21st May 2024
Maciej B's avatar
Maciej B

It helps spread the cost

5
So far I don’t have any problems with it. I have been using my credit and it is a big help especially if you want to spread the cost Reviewed on: 21st May 2024
Maynard S's avatar
Maynard S

PayPal gives me the opportunity to spread the cost.

5
PayPal gives me the opportunity to spread the cost. It enables me to budget ahead and be in control of my finances. Reviewed on: 21st May 2024
Joao Martins's avatar
Joao Martins

Ease of use and security is excellent

5
Ease of use and security is excellent Reviewed on: 21st May 2024
Ashadur R's avatar
Ashadur R

Useful credit

4
Not bad, but useful better too get high credit limit Reviewed on: 21st May 2024
Thee's avatar
Thee

nice to divide payments by 3 and longer term credit...

5
nice to divide payments by 3 and longer term credit for larger items free. Reviewed on: 21st May 2024
carol n's avatar
carol n

Great way to build credit

5
PayPal Credit was my first credit product, and provided a really accessible way to get into using credit services. The multiple months of 0% credit really helps spread the cost of some bigger purchases. Reviewed on: 21st May 2024
Lauren Ritchie's avatar
Lauren Ritchie

Always use PayPal, so easy to easy

5
Always use PayPal, so easy to easy Reviewed on: 21st May 2024
Darcey B's avatar
Darcey B

There when I needed it.

5
There when I needed it. Application was simple Reviewed on: 21st May 2024
Alex k's avatar
Alex k

Usually very smooth.

4
Usually very smooth. Really enjoy the 0% credit for 4 months with purchases over 99 pounds Reviewed on: 21st May 2024
Abdul Wahab's avatar
Abdul Wahab

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