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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

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4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103417)

I'm always happy with PayPal.

I'm always happy with PayPal.it is secure and flexible payment very friendly for our budget. Reviewed on: 17th May 2024

I use PayPal for every online purchase I make.

I use PayPal for every online purchase I make. If it's a big purchase, like a holiday or an electrical appliance, I use PayPal credit as my default. It's simple, easy to activate and incredibly secure. There's no penalties if you're in a position to pay off early (after 4 payments). PayPal is my go to credit solution. Reviewed on: 17th May 2024

Always useful for providing secure purchase

Always useful for providing secure purchase Reviewed on: 17th May 2024

PayPal credit is one of the best and most convenient..

PayPal credit is one of the best and most convenient lenders with the best terms on the market Reviewed on: 17th May 2024

PayPal has been a lifesaver for me!

PayPal has been a lifesaver for me! I make use of the fantastic perks - pay in 3 and interest free credit for 4 months. It is great for those purchases that are a necessity and can be spread out over a period of time. This year, I’ve made use of it a lot as I am decorating my new home. It is also extremely safe as any issues I have had with purchases, I have been able to raise and resolve successfully via PayPal. For single mums like me, this has been the best. I do not require or need another credit lifeline elsewhere. Reviewed on: 17th May 2024

Paypal Credit is exceptional

I’ve used PayPal Credit, and it was exceptionally helpful. Easy to manage credit and purchases; and with 0% interest for 4 months for orders over £99! I’ve also used it to send money and it’s very efficient. I would truly recommend anyone to use it as it’s very beneficial. Reviewed on: 17th May 2024

I've used them many times over many years.

I've used them many times over many years. They've always been first class and everything has gone smoothly. Reviewed on: 17th May 2024

When I got scammed, PayPal was there for help with a...

When I got scammed, PayPal was there for help with a second to none customer service. Reviewed on: 17th May 2024

it's lovely and I love using paypal when every I am...

it's lovely and I love using paypal when every I am in need of some thing Reviewed on: 17th May 2024

Very good options .

Very good options . Thank you paypal Reviewed on: 17th May 2024

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