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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181102 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181102)

easy way to shop

It’s such an easy way to shop and the facility to pay over 3 or 4 months makes shopping easy Reviewed on: 24th April 2026

Always easy to use all services.

Always easy to use all services. Never had problems with paying in 3 or 4. Reviewed on: 23rd April 2026

Great useable.

Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026

Easy to use and very trustworthy

Easy to use and very trustworthy Reviewed on: 23rd April 2026

There when you need it

There when you need it, easy to use app, decent fees and APR Reviewed on: 23rd April 2026

Good for making payment wherever you go shopping onl...

Good for making payment wherever you go shopping online or at the store. Reviewed on: 23rd April 2026

One of the best

I'm very happy to use paypal it is never have any issues. Reviewed on: 23rd April 2026

PayPal is now my go to checkout option.

PayPal is now my go to checkout option. It’s fast. Reliable and safe. Love the new Paypal plus feature too. Making points of my own money is great Reviewed on: 23rd April 2026

Flexible and convenient

I've found the credit options offered by PayPal to be flexible and convenient to use. There's the option for pay in 3 or even pay over time interest free, off paid within 3-4 months. Reviewed on: 23rd April 2026

Loved the PayPal credit. Amazing to pay 0% 4 months.

Loved the PayPal credit. Amazing, Reviewed on: 23rd April 2026

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