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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181103 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181103)

Loved the PayPal credit. Amazing to pay 0% 4 months.

Loved the PayPal credit. Amazing, Reviewed on: 23rd April 2026

Conversion rate is an issue

I used PayPal since the beginning and I’ve seen all of the improvements from pay in 3 to Paypal credit to the physical cards… The real issue is the conversion rate, it should be like revolut or monzo with no losses Reviewed on: 23rd April 2026

PayPal is extremely reliable, great for purchases wh...

PayPal is extremely reliable, great for purchases when you do not want to use your physical cards and they provide very great coverage. I have used paypal since i was 18 and am surprised to hear anyone who does not use them. Genuinely. Reviewed on: 23rd April 2026

Easy Payments with Flexible Credit

“I use PayPal a lot—it’s quick, secure, and really convenient for everyday payments. PayPal Credit is helpful too when I want flexibility, though I try to watch the interest.” Reviewed on: 23rd April 2026

Trustworthy

Can’t fault PayPal! Reliable and easy to use! Reviewed on: 23rd April 2026

This service helps me manage my finances much easier.

This service helps me manage my finances much easier. The flexibility the 4 months 0% finance gives me is incredible Reviewed on: 23rd April 2026

Great!!!!

Great! I'm using PayPal credit with almost everything that I'm buying! Reviewed on: 23rd April 2026

Great product

Always had great service using this product Reviewed on: 23rd April 2026

Excellent, Friendly Customer Service

I have always received excellent Customer Service, all advisors always give clear explanation and advice, they are always friendly and never rush me Reviewed on: 23rd April 2026

Top credit provider

Good opportunity for buying without paying exclusively for interest Reviewed on: 23rd April 2026

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