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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103375 reviews)

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4.90

Based on 103,374 reviews, last reviewed 10th May 2026

2423800% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103375)

Absolutely no problems at and very easy

Absolutely no problem at and very easy Reviewed on: 17th May 2024

Excellent service and effortless

Excellent service and effortless Reviewed on: 17th May 2024

I love my pay pal.

I love my pay pal. It has given me so much over the years. I am so grateful for it all. Thank you. Reviewed on: 17th May 2024

Smooth running, even if a supplier slips up they'll...

Smooth running, even if a supplier slips up they'll get you back a refund Reviewed on: 17th May 2024

I love using PayPal.

I love using PayPal. it’s safe and secure and very convenient Reviewed on: 17th May 2024

Very helpful when you need something but don’t quite...

Very helpful when you need something but don’t quite have the funds Reviewed on: 17th May 2024

Credit score improvement.

I've been using PayPal for about 7 years and has made a massive impact on my credit score without the need to have an actual credit card. Reviewed on: 17th May 2024

Makes my hobbies and essentials easier being able to...

Makes my hobbies and essentials easier being able to spread the cost on items interest free over a 1/3 of a year Reviewed on: 17th May 2024

I use PayPal a lot .

I use PayPal a lot . Huge choice of places I can use PayPal credit with some items offering 12 months interest free. Reviewed on: 17th May 2024

Trusted service!

Easy to use, trustworthy and choices for payment options. Helps me spread the cost of more expensive items. Reviewed on: 17th May 2024

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