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PayPal: PayPal Credit reviews

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4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103329)

Overall experience of using PayPal is wonderful, if...

5
Overall experience of using PayPal is wonderful, if give me more freedom to purchase things I need everyday and the ability to pay-off over a few months. Reviewed on: 17th May 2024
paul kyle's avatar
paul kyle

Very easy

4
Very easy to set up credit, and payments automatically scheduled . All done in a couple of clicks. Reviewed on: 17th May 2024
Stuartf's avatar
Stuartf

Easy to use easy to get started and trusting in me w...

5
Easy to use easy to get started and trusting in me when other companies didn't even listen I will be forever grateful and in helping me with my credit scoring Reviewed on: 17th May 2024
Angela s's avatar
Angela s

PayPal Credit is Great!!!!!!

5
Used PayPal credit for a while now and so easy to use and fast way to checkout online would highly recommend. 4months 0% is a great way to be able to not worry and pay off before 0% expires. Reviewed on: 17th May 2024
Ryan S's avatar
Ryan S

Easy to navigate app

5
Easy to navigate app, easy to understand and can clearly see balances and statements. Reviewed on: 17th May 2024
Lauren W's avatar
Lauren W

I feel very safe buying online through paypal beacus...

5
I feel very safe buying online through paypal beacuse i dont have to share my card details. i dont buy from websites that dont offer paypal as a payment option. Reviewed on: 17th May 2024
Sukh's avatar
Sukh

No issues

5
Never had any issues does what it says Reviewed on: 17th May 2024
Dominic's avatar
Dominic

Great company

5
Great company with excellent customer service Reviewed on: 17th May 2024
Andrew S's avatar
Andrew S

The Pay in 3 option is amazing!

5
The Pay in 3 option is amazing! Makes emergency purchases less frettful. Reviewed on: 17th May 2024
Douglas E's avatar
Douglas E

so easy to apply for great service

5
so easy to apply for great service Reviewed on: 17th May 2024
martyn h's avatar
martyn h

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