Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181104 reviews)

View other PayPal products

4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181104)

PayPal credit is great where it's accepted. BUT

PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. You’ll be disappointed. It’s admin hell. For a big finance company, they have the most convoluted and frustrating login/verification/online systems I’ve ever used. Good luck… Reviewed on: 23rd April 2026

Love PayPal

Love how easy it is to use, pay in 3 and the layout of the app Reviewed on: 23rd April 2026

Great Service!

Never had any issues with PayPal, always help with any problems and easy service to use. Reviewed on: 23rd April 2026

Always helpful when making payments.

Always helpful when making payments. Reviewed on: 23rd April 2026

I trust paypalof the time when maki...

I trust paypal and use it most of the time when making online purchases. I trust websites more rhat use paypal Reviewed on: 23rd April 2026

Happy Banking with Paypal

PayPal offers a user-friendly interface, making it simple to manage your bank accounts and transactions. Its customer service is highly professional, characterized by prompt responses and knowledgeable support staff. Reviewed on: 23rd April 2026

Have used PayPal for many years.

Have used PayPal for many years. Always reliable, pay in 3 months interest free is fantastic as well as credit account pay in 4 months interest free ! Excellent service always, Great app, very secure and I highly recommended ! Reviewed on: 23rd April 2026

Very simple and easy to use

Paypal is a very easy app to use with plenty of options for me financially. Reviewed on: 23rd April 2026

PayPal is very helpful tool to manage payment.

PayPal is very helpful tool to manage payment. It's safe and helpful to pay monthly Reviewed on: 23rd April 2026

Reliable and safe.

Reliable and safe consistently. I had an issue with a retailer who sent me the wrong clothing items, they denied this after sending them a heap of evidence. I raised a case via PayPal and had my refund in few a few weeks Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101260 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub