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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103278)

I've used PayPal Credit for several years now, and i...

5
I've used PayPal Credit for several years now, and it has always been a seamless process, both in terms of ease of use, and in the clear and logical guidelines es they provide. Reviewed on: 17th May 2024
James B's avatar
James B

Useful and available with low APR

4
Useful and available with low APR Reviewed on: 17th May 2024
Shimon C's avatar
Shimon C

PayPal was quick and efficient.

5
PayPal was quick and efficient. Helps me stretch out my payments until payday. At first I was unsure about opening an account until I spoke to one the representative and really help me to understand how to use PayPal. I would definitely recommend to friends and family. Reviewed on: 17th May 2024
CT's avatar
CT

Quick and easy to use.

5
Quick and easy to use. Very user friendly Reviewed on: 17th May 2024
Sim's avatar
Sim

Customer service are very polite and helpful

5
Customer service are very polite and helpful Reviewed on: 17th May 2024
chrissy r's avatar
chrissy r

Easy to use would recommend.

5
Easy to use would recommend. Fast and easy payments Reviewed on: 17th May 2024
Jordan 's avatar
Jordan

I love no interest on any payment above £99 and to b...

5
I love no interest on any payment above £99 and to be paid in 4 different EMI’s. Comes really handy for items in need but when you are a bit short with cash. Reviewed on: 17th May 2024
Inder's avatar
Inder

always easy to use, helpful customer service team

5
always easy to use, helpful customer service team Reviewed on: 17th May 2024
dannielle j's avatar
dannielle j

I have no problems with the paypal credit, very easy...

5
I have no problems with the paypal credit, very easy and convenient Reviewed on: 17th May 2024
Geraldine C's avatar
Geraldine C

Never had a problem with PayPal credit.

5
Never had a problem with PayPal credit. It’s come in handy for sure! Reviewed on: 17th May 2024
Lyndsay A's avatar
Lyndsay A

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