Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

View other PayPal products

4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181105)

Reliable and safe.

Reliable and safe consistently. I had an issue with a retailer who sent me the wrong clothing items, they denied this after sending them a heap of evidence. I raised a case via PayPal and had my refund in few a few weeks Reviewed on: 23rd April 2026

Very easy to use and convenient.

Very easy to use and convenient. There are lots of options and ways to pay tha meets different shopping. Customer service is very good Reviewed on: 23rd April 2026

Hassle free service.

No hassle, just immediate financial support whenever you need it. Reviewed on: 23rd April 2026

Great service 5*

Great service just what I needed Reviewed on: 23rd April 2026

Pay pal is best fir cread it and intenational pay an...

Pay pal is best fir cread it and intenational pay and 3 pay interest Reviewed on: 23rd April 2026

Beem very useful to manage purchases

Beem very useful to manage purchases Reviewed on: 23rd April 2026

Great way to buy stuff over four months

Great way to buy stuff over four months Reviewed on: 23rd April 2026

PayPay credit has basically replaced my credit card...

PayPay credit has basically replaced my credit card for years now, and it keeps getting better every day. Definitely the best choice so far. Reviewed on: 23rd April 2026

It's always been there for me

It's always been there for me helping make things affordable with 0% interest and being able to spread it payments Reviewed on: 23rd April 2026

It has been helpful in an emergency

It has been helpful in an emergency situation. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101260 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub