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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103211 reviews)

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4.90

Based on 103,211 reviews, last reviewed 10th May 2026

2416400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103211)

They are very good at helping you

They are very good at helping you Reviewed on: 17th May 2024

As times are hard with many families, ours included,...

As times are hard with many families, ours included, still struggling in this hard financial times its such a relief to know that PayPal credit is there when needed. I make sure I make payments when I can. Reviewed on: 17th May 2024

Good service to use, I like it.

Good service to use, I like it. I will recommend it to friends and family Reviewed on: 17th May 2024

The allocation of funds is confusing

The allocation of funds is confusing when you reduce your outstanding balance. Also the amount and date when interest is due is very confusing. The date interest is said to start is not clear at all. Reviewed on: 17th May 2024

Paypal is excellent

Easy too use, able to send money anywhere in the world, excellent service Reviewed on: 17th May 2024

It help me.

It help me. PayPal is there for me Reviewed on: 17th May 2024

PayPal is very user friendly and the PayPal credit o...

PayPal is very user friendly and the PayPal credit option is great when you need a helping hand. I really feel my privacy and data is secure when using PayPal. The security is top notch. Reviewed on: 17th May 2024

Very satisfied

it is a very good and useful app Reviewed on: 17th May 2024

Flexibility on payment

I always use paypal credit for majority of my purchase as it gives me flexibility to pay. Reviewed on: 17th May 2024

There pay in three has literally saved my life.

There pay in three has literally saved my life. It makes things easier if I can’t afford my food shopping all at once . So I love PayPal I’ll be using it all the time , Reviewed on: 17th May 2024

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