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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Simple, easy to use and reliable

Simple, easy to use and reliable Reviewed on: 23rd April 2026

easy transaction, very informative instructions

easy transaction, very informative instructions Reviewed on: 23rd April 2026

They have great style and value for money

They have great style and value for money Reviewed on: 23rd April 2026

Good and been easy and savs to use

Good and been easy and savs to use Reviewed on: 23rd April 2026

Paypal has been a safe way to make purchases and pay...

Paypal has been a safe way to make purchases and pay the balance over time with interest free options for larger purchases. Customer Services helped me in thd past when I had an issue with a purchase and resolved the issue for me. Reviewed on: 23rd April 2026

Financially beneficial

Easy options to pay in 3 or pay by credit. Makes it easier to budget and spread payments. Reviewed on: 23rd April 2026

It has been great in helping to manage money and has...

It has been great in helping to manage money and has great terms Reviewed on: 23rd April 2026

Never had any issues.

Never had any issues. Good service. Since I had physical card, my life is much easy. Reviewed on: 23rd April 2026

Setting up PayPal credit is a simple process.

Setting up PayPal credit is a simple process. Logging in is flawless, terms are clear and communication is timely. Having multiple payment options is also important. Reviewed on: 23rd April 2026

PayPal Credit is a total lifesaver!

PayPal Credit is a total lifesaver! Super easy approval, seamless checkout, and flexible payments make shopping stress-free. Highly recommend!” Reviewed on: 23rd April 2026

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