Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,174 reviews, last reviewed 10th May 2026
2414750% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Gives you options on how to pay as payment pl... PayPal Gives you options on how to pay as payment plans are available. Reviewed on: 10th May 2026
Jay F's avatar
Jay F

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103174)

Comes in very handy, have used it regularly in betwe...

5
Comes in very handy, have used it regularly in between wage packets and it works great. Reviewed on: 17th May 2024

Great way to save for pay for stuff very secure...

5
Great way to save for pay for stuff very secure Reviewed on: 17th May 2024

I like the 4 months interest offer

4
I like the 4 months interest offer Reviewed on: 17th May 2024

Anda PayPal

5
Always handy, fast way to pay and most secure. Truly recommend Reviewed on: 16th May 2024

Fantastic addition to PayPal

5
Can't fault PayPal credit absolutely fantastic. Been using roughly 2 years and never had an issue. Love it Reviewed on: 16th May 2024

trading tides

5
Very safe, reliable, smart and secure means of trading. Reviewed on: 16th May 2024

Nice to have a credit, so you can buy now and pay la...

5
Nice to have a credit, so you can buy now and pay later. Reviewed on: 16th May 2024

I love pay pal can pay purchases off

5
I love pay pal can pay purchases off Reviewed on: 16th May 2024

Really easy to use PayPal and widely accepted amongs...

5
Really easy to use PayPal and widely accepted amongst retailers. Reviewed on: 16th May 2024

Perfect option!!!

5
It is excelent when you need buy something fast but you are out of money Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48702 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products