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PayPal: PayPal Credit reviews

4.90
Based on 103,153 reviews, last reviewed 10th May 2026
2413700% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to make any transaction concert tickets, r... Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026
Alvaro 's avatar
Alvaro

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103153)

Awesome perfect

5
reliable. .Amazing,anyway I am happy Reviewed on: 16th May 2024

Good service and reliable, it helps people and affor...

5
Good service and reliable, it helps people and affordable lending. Highly recommended and I really enjoy using Paypal credit Reviewed on: 16th May 2024

PayPal provides that piece of mind.

5
Used PayPal for years, never let me down, don’t feel safe buying online unless it’s with PayPal, can’t put a price on piece of mind. Reviewed on: 16th May 2024

Good customer care , accessible, convenient and easy...

5
Good customer care , accessible, convenient and easy to use. Acceptable every where Reviewed on: 16th May 2024

PayPal credit is extremely easy and convenient to use!

5
PayPal credit is extremely easy and convenient to use! It’s my go to payment for almost everything! Customer service was excellent when assistance was required regarding a potentially fraudulent payment. Reviewed on: 16th May 2024

Best customer service and safe money transfer and on...

5
Best customer service and safe money transfer and online shopping as well Reviewed on: 16th May 2024

Always use PayPal credit, reliable and easy to get i...

5
Always use PayPal credit, reliable and easy to get in touch with. Reviewed on: 16th May 2024

Easy payment options brilliant app and straight forw...

5
Easy payment options brilliant app and straight forward borrowing pay in 3 credit ect Reviewed on: 16th May 2024

Excellent service

5
I use credit and repay on time. So all good Reviewed on: 16th May 2024

A Real Lifesaver

5
It’s a very great service that doesn’t only let you have more financial freedom, but doubles as a useful safety net where possible. Reviewed on: 16th May 2024

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