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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Excellent.

Excellent. Easy to use. Payment schedules helps to manage finances Reviewed on: 23rd April 2026

So far so good.

Had PayPal for years and just set up the credit. So far so good. PayPal feels like a safer way to buy online Reviewed on: 23rd April 2026

Paypal have always been easy to contact and they alw...

Paypal have always been easy to contact and they always provide a secure way to pay for items in a world that cyber crime has gone up and you can trust them Reviewed on: 23rd April 2026

Paypal credit and being a student

PayPal credit has helped me massively as a student. This means when I return home and work I can pay off the remaining credit Reviewed on: 23rd April 2026

Easy to manage with the app.

Easy to manage with the app. More convenient to pay online. Reviewed on: 23rd April 2026

I like using PayPal Credit whenever I need it.

I like using PayPal Credit whenever I need it. One big advantage is that there are no fees, at least in my experience. You can pay it off when you can or just make a minimum monthly payment. Reviewed on: 23rd April 2026

Fantastic overall service thank you

Fantastic overall service thank you Reviewed on: 23rd April 2026

Very helpful

Very helpful and given more buying options also offered a good services. Reviewed on: 23rd April 2026

Financially Comfortable

Using PayPal has made managing my finances feel much more comfortable and secure. The platform is easy to use, whether I’m sending money, receiving payments, or keeping track of transactions. I appreciate how quickly payments go through and the added layer of security gives me peace of mind when dealing with online purchases or transfers. It’s also helpful to have everything in one place, making it easier to stay organized and in control of my money. Overall, PayPal has been a reliable and convenient tool that supports my financial confidence. Reviewed on: 23rd April 2026

Paypal Credit: My Pal For Life!

Online or in-store, shopping had never been much easier! The Paypal credit card is available to use by adding it to Google Wallet and it is acceptable on virtually all shopping sites online. It has never failed me. Thank you, Pal! Reviewed on: 23rd April 2026

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