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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,143 reviews, last reviewed 10th May 2026
2413250% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I'm using PayPal for almost over 10... Highly recommend I'm using PayPal for almost over 10 years without any issues. Always feel secure with them. Reviewed on: 10th May 2026
Ibrahim s's avatar
Ibrahim s

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103143)

I would definitely use PayPal credit again.

5
I would definitely use PayPal credit again. I wasn’t able to purchase the items I needed without it. I recommend! Reviewed on: 16th May 2024
San's avatar
San

perfect finance option simple easy to use

5
perfect finance option simple easy to use Reviewed on: 16th May 2024
Daniel's avatar
Daniel

Simple to use.

5
Simple to use. Customer service is always friendly and resolved to the best of their abilities. Id love to have a PayPal card for even more transactions! Reviewed on: 16th May 2024
Adam T's avatar
Adam T

Brilliant love it will always believe in PayPal

5
Brilliant love it will always believe in PayPal Reviewed on: 16th May 2024
Carol 's avatar
Carol

Credit Greatness

5
PayPal make it easy to purchase items through credit, just find it really easy to work with and the app is simple and easily understood. Been using them for years and never an issue, A very satisfied customer!! Reviewed on: 16th May 2024
Stevie's avatar
Stevie

Been with paypal for years and never had a problem...

5
Been with paypal for years and never had a problem Reviewed on: 16th May 2024
Erika P's avatar
Erika P

Helpful and professional

5
Any time I have a problem they are more than helpful and very professional. Reviewed on: 16th May 2024
Neil Lamont 's avatar
Neil Lamont

Superb & Attentive

5
Always great service and especially helpful with disputes and fraud related incidents. Reviewed on: 16th May 2024
Aiden Lyons's avatar
Aiden Lyons

Too expensive, poor customer service

3
Too expensive, poor customer service Reviewed on: 16th May 2024
Joe Rossmann's avatar
Joe Rossmann

Interest free 4 months is the best

5
I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024
Jason W's avatar
Jason W

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