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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103130 reviews)

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4.90

Based on 103,130 reviews, last reviewed 10th May 2026

2412750% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It’s good - easy to use, reliable, trustworthy It’s good - easy to use, reliable, trustworthy Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103130)

Easy, just easy!!

Easy spending, easy payments, easy to avoid interest charges, easy to understand offers, easy to use online, almost universally accepted. Reviewed on: 16th May 2024

Handy but sometimes to handy.

Handy but sometimes to handy... But is now usable in store withe curve Reviewed on: 16th May 2024

Great value.

Great value. Easy to navigate app. Reviewed on: 16th May 2024

Easy to use and reliable.

Honestly never had an issue, the rates are fair and they've never jumped down my throat about repayments, while I'm still repaying what I've borrowed it's going down at a pace that suits me and my finances and can honestly say it's helped me enjoy a few things in life in past, I would recommend. Reviewed on: 16th May 2024

Very convenient and safer way to pay for anything.

Very convenient and safer way to pay for anything. Customer service are very quick to respond. Reviewed on: 16th May 2024

Very good very reliable and helpful team.

Very good and very reliable Helpful ready to help anyone. I would definitely recommend to friends and family. Reviewed on: 16th May 2024

Same £500 credit limit since like 2015 and I asked s...

Same £500 credit limit since like 2015 and I asked several times why, no real answer, I asked how can I get a higher limit, no real answer other than wait. Meanwhile with my other credit cards I have more than 30k in credit limit. Useless overall Reviewed on: 16th May 2024

Safest way to pay

I find PayPal safest way to shop and they are always there to help, very easy to use Reviewed on: 16th May 2024

Good easy helpful understanding loyal

Good easy helpful understanding loyal Reviewed on: 16th May 2024

easy to use good value for money

easy to use good value for money Reviewed on: 16th May 2024

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