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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

Easy peasy

I’ve been using for years now. It makes my shopping experience hassle free. Also it’s great for money transfers which come in seconds. Reviewed on: 16th May 2024

Excellent service and so easy to use

Excellent service and so easy to use Reviewed on: 16th May 2024

I’m happy with the instalments in 3

I’m happy with the instalments in 3 Reviewed on: 16th May 2024

I’ve never had issues using PayPal credit.

I’ve never had issues using PayPal credit. It’s honestly been very convenient for me and it’s easy to use when I am very low on money for certain things. I’ve had it for close to 2years now and first got it to pay for my laptop and watch. I am emotional when I look at them both because I know I wouldn’t have afforded them at the time but here we are! No pressure to pay up as well which helps because the economy is tough and it’s amazing because there’s always emails giving options on how to pay up too which I think is honora nice touch. Reviewed on: 16th May 2024

PayPal has enabled me to spread payments over 3 or 4...

PayPal has enabled me to spread payments over 3 or 4 month. Reviewed on: 16th May 2024

Very good and fast service.

Very good and fast service. was able to purchase my brother his birthday gift even though was running less on money that month. Made everyone happy! Reviewed on: 16th May 2024

PayPal credit is great, reminds me when payments nee...

PayPal credit is great, reminds me when payments need to be made , have used for years Reviewed on: 16th May 2024

100/100 for PayPal

Always easy to use and reliable. Reviewed on: 16th May 2024

Great smooth service, really really easy to use.

Great smooth service, really really easy to use. Reviewed on: 16th May 2024

I have paypal and is easy to manage

I have paypal and is easy to manage Reviewed on: 16th May 2024

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