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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103111 reviews)

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4.90

Based on 103,111 reviews, last reviewed 10th May 2026

2411950% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103111)

10/10 smashing

I've used PayPal credit for years and has always been great. I use it to help build up my credit score and it works great Reviewed on: 16th May 2024

Great flexibility with payments, from paying straigh...

Great flexibility with payments, from paying straight away to spreading the cost over 3 months with 0% interest, PayPal has it covered. Furthermore, I use PayPal to make payments online linked to my bank account for added assurance and peace of mind. Reviewed on: 16th May 2024

No faults whatsoever great service

No faults whatsoever great service Reviewed on: 16th May 2024

Having the credit there has been a godsend, when I’v...

Having the credit there has been a godsend, when I’ve needed to buy something urgently Reviewed on: 16th May 2024

I trust on PayPal when I pay my money to anyone.

I trust on PayPal when I pay my money to anyone. Reviewed on: 16th May 2024

Pay pal credit has really good intrest rates, it’s p...

Pay pal credit has really good intrest rates, it’s protection policy is excellent, I got scammed and didn’t loose my money because I paid with pay pal, you also can buy now pay later without interest, they keep you updated with any concerns you may have and are quick to reply to messages, you can even pay for petrol with pay pal credit, I definitely recommend pay pal credit Reviewed on: 16th May 2024

Very convenient when I needed more and Very trusted

Very convenient when I needed more and Very trusted Reviewed on: 16th May 2024

I use PayPal credit I do love this but it can become...

I use PayPal credit I do love this but it can become too much. Reviewed on: 16th May 2024

Great, but you have to be careful of not being charg...

Great, but you have to be careful of not being charged 12 late fee’s even though DD set up to go out each month. Reviewed on: 16th May 2024

Great security

Easy to use app which gives good security Reviewed on: 16th May 2024

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