Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

View other PayPal products

4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181105)

Satisfied

I’m very happy with your service. Reviewed on: 23rd April 2026

Great service, with easy to setup and use.

Great service, with easy to setup and use. Reviewed on: 23rd April 2026

Brilliant way for paying online for things you need...

Brilliant way for paying online for things you need with PayPal credit Reviewed on: 23rd April 2026

Had occasion to speak to people on phone.

Had occasion to speak to people on phone. Always helpful and time to listen. I like the availability and the ease in which I can use PayPal.. Reviewed on: 23rd April 2026

Furniture and Hols with PayPal credit!

Moved into house with no money and no furniture. Was able to but my and spread payments and still have holidays, using the pay in 4 months service. Phew! Reviewed on: 23rd April 2026

GREAT service especially interest free credit

GREAT service especially interest free credit Reviewed on: 23rd April 2026

Easy to use services are fantastic

Easy to use services are fantastic Reviewed on: 23rd April 2026

I have always found paypal as best finance bank, mor...

I have always found paypal as best finance bank, moreover, their customer service is amazing Reviewed on: 23rd April 2026

Brilliant and the best.

Brilliant and the best. Everything fast and simple Reviewed on: 23rd April 2026

Good service and repayment management

Customer service can be difficult due to the automated bot only having set responses but credit wise and managing payment amounts is good. What could improve the service is being able to designate manually which transactions the repayments are allocated to Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101262 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub