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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Great service and would recommend

Great service and would recommend Reviewed on: 23rd April 2026

Happy all the time and never had a problem

Happy all the time and never had a problem Reviewed on: 23rd April 2026

I find PayPal really good to use.

I find PayPal really good to use. It’s helpful having the option of PayPal Credit or Pay in 3, which has come in handy. I have had a problem once or twice where, when I was buying something, it redirected me and took payment straight from my bank card instead of giving me the PayPal options. Other than that, it’s been great. Reviewed on: 23rd April 2026

Easy to you

Easy to you, straight forward and no hidden deductions or charges. Reviewed on: 23rd April 2026

Very prompt on calls.

Very prompt on calls./Friendly staff. Reviewed on: 23rd April 2026

I am happy with Paypal credit.

I am happy with Paypal credit. It is a good helper in my money difficult. Reviewed on: 23rd April 2026

Helpful, easy, straightforward, and clear.

Helpful, easy, straightforward, and clear. Reviewed on: 23rd April 2026

Good services, recommend , easy to use

Good services, recommend , easy to use Reviewed on: 23rd April 2026

PayPal are brand new, they help you out when you get...

PayPal are brand new, they help you out when you get stitched up. Reviewed on: 23rd April 2026

PayPal is safe and convenient, especially for receiv...

PayPal is safe and convenient, especially for receiving money from family abroad, as UK residents don’t have Cashapp or Zelle. Reviewed on: 23rd April 2026

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