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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103099 reviews)

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4.90

Based on 103,099 reviews, last reviewed 10th May 2026

2411400% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

When it works it works Never had issues until.this year when I thought I had teh DD setup but that wasn't the case. Tuis caused a delayed payment and a £12 fee, something th... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103099)

Fantastic experience

Fantastic experience with PayPal credit, it allows me to order items to try before I buy and the 0% for 4 months is a brilliant offer. It is an easy to use service and clear on the app what has been purchased, what is still owed and when payments are due. Will continue to use PayPal credit over my credit and debit cards as I am also covered with all PayPal payments. Reviewed on: 16th May 2024

Exciting times & super easy & simple to use

Exciting times & super easy & simple to use Reviewed on: 16th May 2024

PayPal credit is great, quick and straight forward.

PayPal credit is great with some retailers offering 0%, with a quick response on whether you have been accepted. I would definitely recommend. Reviewed on: 16th May 2024

Its very easy to use and I have had no issues, custo...

Its very easy to use and I have had no issues, customer support have been great with any issues and i cannot complain about anything. Reviewed on: 16th May 2024

PayPal is always there as a payment options.

PayPal is always there as a payment options when you need them Reviewed on: 16th May 2024

Not bad at all.

Not bad at all. Easy to navigate Reviewed on: 16th May 2024

Just works, never had any issues

Just works, never had any issues Reviewed on: 16th May 2024

Very good

Dealing with my dispute very fairly Reviewed on: 16th May 2024

Hidden fees and rolling self generating expenses

Hidden fees and rolling self generating expenses Reviewed on: 16th May 2024

Paypal is an excellent company

You can easily apply for PayPal credit. It makes the products more affordable as they don’t charge any interest until 4 months have passed. Its easy to set up a direct debit so you don't miss any payments. Reviewed on: 16th May 2024

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