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PayPal: PayPal Credit reviews

4.90
Based on 103,081 reviews, last reviewed 9th May 2026
2410650% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026
Bernardo Borghetti's avatar
Bernardo Borghetti

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103081)

Helpful paypal

5
Easy to use and great linkage between banks and Paypal Reviewed on: 16th May 2024

Paypal fiona

5
Easy to use brilliant service pay in 3 fabulous and pay pal credit amazing Reviewed on: 16th May 2024

Easy application

5
It's very easy to use and the payment in 3 it's very helpfull Reviewed on: 16th May 2024

Very easy

5
Very easy to use and seamless via the app. Reviewed on: 16th May 2024

Where there is PayPal there is life !

5
Easy going payments and I love 0% interest for 4 month Reviewed on: 16th May 2024

PayPal have always been there. . .

5
PayPal have always been there when I’ve needed to make an unplanned purchase either with pay in 3 or interest free. They help to take some of the “bumps” out of my finances! Reviewed on: 16th May 2024

This is new for me.

5
This is new for me. I’m satisfied to use PayPal Reviewed on: 16th May 2024

Great way to pay with 4 monthw interest free

5
Great way to pay with 4 monthw interest free Reviewed on: 16th May 2024

Friendly to use in shopping online.

4
Friendly to use in shopping online. Good offers for 0% interest. Confusing balance display Reviewed on: 16th May 2024

Very easy to use.

5
Very easy to use. They ask you about credit increases which you’re able to accept or decline. Easy to set up monthly payments Reviewed on: 16th May 2024

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