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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Slick service.

Slick service. Easy to use and app is user friendly Reviewed on: 23rd April 2026

So far not bad but Paula credit could be better if n...

So far not bad but Paula credit could be better if not charge £12 for declined payment fee. Unreasonable Reviewed on: 23rd April 2026

Efficiency and superb 5 star

Efficiency and superb. Easy to use. Reviewed on: 23rd April 2026

paypal credit

Had Paypal a number of years, excellent and easy to use. Reviewed on: 23rd April 2026

It is a big help during these tough times

It is a big help during these tough times, to have some help when needed. Reviewed on: 23rd April 2026

Great to always have 4 months interest fee on purcha...

Great to always have 4 months interest fee on purchases over £100. Now they have introduced cards it’s even better! Reviewed on: 23rd April 2026

10/10 service every time!

I never have a bad experience with PayPal! I find they communicate and notify so well, it’s always so easy to find answers to any queries. I absolutely love the various payment options it really helps me to manage my money well. 5 star service every time! Reviewed on: 23rd April 2026

Great way to pay

It has been a good experience to use, especially with advantages Reviewed on: 23rd April 2026

Easy to use and understand

Easy to use and understand, some good offers and very simple to set up payments. Reviewed on: 23rd April 2026

Simple and easy to use

Simple and easy to use and I like the 4 months interest free on purchases over a certain amount. Reviewed on: 23rd April 2026

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