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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

Always there when needed

Always easy to use, very reliable Reviewed on: 23rd April 2026

PayPal Credit very useful for online purchases

PayPal Credit is an excellent tool for getting credit for many online purchases. I have used it many times when I have been a bit short of cash to purchase something I really wanted, but didn’t have cash for at the time of purchase.I just paid my balance off the following month to avoid any interest charges. Reviewed on: 23rd April 2026

Spot on app and my trusted way to pay

Spot on app and my trusted way to pay Reviewed on: 23rd April 2026

Very well considered service, making it great value.

Very well considered service, making it great value. Try to use PayPal wherever possible. Reviewed on: 23rd April 2026

Very easy,

Very easy, quick and up to date info Reviewed on: 23rd April 2026

Easy and helpful.

Easy and helpful. Really good to use Reviewed on: 23rd April 2026

Excellent service

Very easy to apply, swift application and authorisation process. I feel safe knowing I can challenge any issues and that payments can be held etc. user friendly app meaning quicker usage to go about my day! Very good customer service. Reviewed on: 23rd April 2026

Extremely helpful when I have questions

Extremely helpful when I have questions Reviewed on: 23rd April 2026

Everything is going well.

Everything is going well. No problems at all. Reviewed on: 23rd April 2026

Ebay you can't go wrong

Buying true ebay and if you need to get money back from a false company bay will sort it out. Reviewed on: 23rd April 2026

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