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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,970 reviews, last reviewed 9th May 2026
2405550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been a smooth experience and a trusted service. Always been a smooth experience and a trusted service. Reviewed on: 9th May 2026
Jonathan 's avatar
Jonathan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102970)

Credit service comes in handy when in need

5
Credit service comes in handy when in need Reviewed on: 16th May 2024
Abdul F's avatar
Abdul F

Very good interest-free options.

5
Very good interest-free options. Reviewed on: 16th May 2024
D E C 's avatar
D E C

Never had a problem with it.

5
Never had a problem with it. It’s a trust service and very easy to use. Reviewed on: 16th May 2024
Vicki P's avatar
Vicki P

Love PayPal so quick and easy.

5
Love PayPal so quick and easy. Just use people's email address to make payments. Taking money out to bank account happens instantly Reviewed on: 16th May 2024
Leanne Allum's avatar
Leanne Allum

Would be nicer to have longer payment periods for 0%...

5
Would be nicer to have longer payment periods for 0% credit options. Customer service is non existent and definitely needs improving, I never find it easy to be able to speak to anyone Reviewed on: 16th May 2024
Chloe's avatar
Chloe

Very easy to set up and use and cheapest credit anyw...

5
Very easy to set up and use and cheapest credit anywhere ! Extremely affordable Reviewed on: 16th May 2024
Roger W's avatar
Roger W

App is easy to use, payment plans are clear and cust...

5
App is easy to use, payment plans are clear and customer service is first class Reviewed on: 16th May 2024
Anthony 's avatar
Anthony

Easy to use and safe payments

5
Love the ease of payment and options available. Email updates of payments due are really helpful, and I am confident my card details are securely kept and safe. Would recommend to everyone. Reviewed on: 16th May 2024
Gill B's avatar
Gill B

Very efficient quick and reliable

5
Very efficient quick and reliable Reviewed on: 16th May 2024
ESTHER A's avatar
ESTHER A

Uber charged me twice & I called PayPal & this was r...

5
Uber charged me twice & I called PayPal & this was resolved promptly. Reviewed on: 16th May 2024
Toyin's avatar
Toyin

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